Indonesia Travel Insurance Starting at Just ₹ 306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Indonesia
Indonesia is a fantastic year-round travel destination that’s just a short flight away. From Bali’s serene beaches to the cultural richness of Yogyakarta and the stunning landscapes of Komodo Island, the country’s warm hospitality and increasing flight connectivity from India have made it a popular destination. With so much to explore, having Indonesia travel insurance for your adventures adds a layer of ease and assurance to your plans.
It ensures you’re covered for any trip emergencies that come your way. These can be common situations, such as losing your passport while visiting busy spots like Ubud Market or the Borobudur Temple in Central Java. If that happens, we’ll guide you through the next steps to get a new passport.
Another frequent issue is delayed checked-in baggage. Let’s say you arrive at Ngurah Rai International Airport in Bali, but your luggage is delayed. In this case, you can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip stays comfortable, even if things don’t go as planned.
And that’s just the start. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from the moment you board your flight to the time you return home. It’s easy to file on the go via the IndusInd Self-i app, so whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Indonesia should be all about unforgettable moments not unexpected expenses. IndusInd Indonesia Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Indonesia
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Indonesia Travel Insurance
Cashless Medical Coverage
Indonesia’s known for its flavorful cuisine and street food delights! But if the food doesn’t agree with you and you need to visit a hospital, your medical bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments). Show your policy at the hospital front desk, and we’ll handle the rest.
24/7 Emergency Cash Support
A lost wallet after a beach party in Bali or while shopping in Jakarta can disrupt your plans. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us immediately. This benefit ensures you have enough cash for food, transport, and accommodation to continue your trip smoothly.
Flight Delays & Connecting Flights
Airports like Soekarno-Hatta International can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also helps if your connecting flight within Indonesia gets rescheduled unexpectedly.
Lost Baggage Support
Imagine arriving in Bali, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in Indonesia, especially on scenic routes like Bali’s coastal roads or Java’s countryside, can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* ensures you’re protected from out-of-pocket expenses.
Loss of Passport
Exploring Indonesia’s islands or hopping between cities increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Indonesia.
Individual Travel Plan
IndusInd Indonesia Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Indonesia—whether you're diving in the coral reefs of Raja Ampat, hiking the volcanic slopes of Mount Bromo, or enjoying a scenic boat ride through the islands of Komodo.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Indonesia.
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Indonesia as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Indonesia travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Types of Visas for Indonesia
Indonesia offers various types of visas tailored to different travel purposes and durations. From tourist and business visas to student and retirement options, each category supports specific visitor needs.
Tourist Visa
For leisure travel or exploring Indonesia’s islands and cultural sites. Indian citizens can apply for an e-Visa or get a Visa on Arrival (VoA) at major airports. Valid for up to 30 days and extendable once. Requires a valid passport (minimum 6 months), visa form, travel insurance, proof of accommodation, and return flight tickets.
Business Visa
For attending meetings, trade events, or business negotiations in Indonesia. Valid for up to 60 days. Requires a company cover letter, invitation from an Indonesian partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Indonesia. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Initially issued for 60 days and extendable based on the study program. Eligible for a residence permit through Indonesian immigration.
Work Visa
For employment or volunteering in Indonesia. Requires a work permit, employment contract, and sponsorship from an Indonesian company. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.
Transit Visa
For travelers transiting through Indonesia en route to another destination. Valid for up to 7 days and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Indonesia is permitted only for transit purposes.
Family Visa
For joining family members residing in Indonesia. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.
Embassy Contact Details: India and Indonesia
Parameters | Embassy of Indonesia in India | Indian Embassy in Indonesia |
|---|---|---|
Location | New Delhi, India | Jakarta, Indonesia |
Address | 50-A, Kautilya Marg, Chanakyapuri, New Delhi - 110021 | Jl. H.R. Rasuna Said Kav. S-1, Kuningan, Jakarta Selatan 12950 |
Contact Number | +91 11 2611 8642 / 43 / 44 | +62 21 5204150 / 5204151 |
Email Address | indonesia.newdelhi@kemlu.go.id | hoc.jakarta@mea.gov.in; cons.jakarta@mea.gov.in |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | Mon–Fri: 9:00 am – 5:00 pm | Mon–Fri: 9:00 am – 5:30 pm |
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Indonesia
Planning your trip to Indonesia begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from beach holidays to cultural festivals.
Jun to Aug
What to Expect: Dry season with warm tropical weather around 25–31°C. Ideal for exploring Bali’s beaches, hiking volcanoes, and visiting temples across Java.
Perfect for: Adventure seekers, nature lovers, and island hoppers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing due to summer and holiday demand.
Return Airfare from India (Approx): ₹85,000–₹1,30,000*
Keep in Mind: Book early for popular resorts and tours, especially in Bali, Lombok, and Komodo.
Sep to Nov
What to Expect: Transition season with occasional showers and lush greenery. Great for cultural tours, scenic drives, and fewer crowds at popular spots.
Perfect for: Culture lovers, budget travelers, and photographers.
Tourist Flow: Moderate
Flights and Hotel Rates: Competitive pricing
Return Airfare from India (Approx): ₹75,000–₹1,10,000*
Keep in Mind: Rain may affect outdoor plans; pack light rain gear and plan flexible itineraries.
Dec to Mar
What to Expect: Wet season with temperatures around 24–30°C. Ideal for indoor attractions, and spa retreats.
Perfect for: Wildlife enthusiasts, off-season travelers, and festival goers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates in most areas except during holidays
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Book early for holiday travel; some outdoor tours may be limited due to rain.
Interesting Facts About Indonesia
Island Diversity – Indonesia is the world’s largest archipelago, with over 17,000 islands. From Bali’s beaches to Sumatra’s rainforests and Papua’s tribal cultures, it’s a paradise for nature lovers and explorers.
Cultural Richness – Indonesian culture blends Hindu, Buddhist, Islamic, and indigenous traditions. From shadow puppetry and batik art to gamelan music and temple festivals, visitors enjoy a vibrant cultural experience.
Remote Serenity – Indonesia has vast rural landscapes and remote islands. Regions like Raja Ampat and Flores offer untouched beauty, perfect for diving, hiking, and wildlife spotting.
Indonesian Cuisine – Local food features rice, noodles, satay, and spicy sambal. Dishes like nasi goreng, rendang, and gado-gado reflect the country’s rich culinary diversity and regional flavors.
Warm Welcome – Indonesians are known for their hospitality and friendliness. Travelers often find locals eager to help, share stories, and welcome them into their communities.
Natural Marvels – Indonesia is home to Komodo dragons, volcanic lakes, coral reefs, and tropical rainforests. Its biodiversity and geological wonders make it one of the most ecologically rich countries on Earth.
Festivals & Traditions – Celebrate events like Nyepi (Balinese New Year), Eid al-Fitr, and Java Jazz Festival, which showcase Indonesia’s spiritual, musical, and artistic heritage.
Adventure & Nature – From volcano trekking and jungle safaris to surfing and scuba diving, Indonesia offers thrilling experiences for adventurers and nature enthusiasts.
Dynamic Nation – Indonesia is a vibrant sovereign state in Southeast Asia, known for its democratic governance and leadership within ASEAN.
Modern & Historic Blend – Jakarta, the capital, combines skyscrapers and shopping malls with colonial buildings and traditional markets.
Essential Apps for Your Indonesia Trip
Translation
Bahasa Indonesia is the official language, though English is widely spoken in tourist areas. Apps like Google Translate and SayHi are helpful for basic phrases, especially in rural regions or local markets. Download offline language packs for use during island hopping or countryside travel.
Accommodation and Hotel Booking
Top hotel booking apps include Booking.com, Agoda, and Airbnb. For reviews and local insights, TripAdvisor is highly recommended. Indonesia also offers unique stays like beach huts and jungle lodges—check Wonderful Indonesia’s official site for curated options.
Navigation
Google Maps works well in cities like Jakarta, Bali, and Yogyakarta. For offline use, Maps.me is ideal—especially for navigating remote islands, hiking trails, and rural roads in places like Flores or Lombok.
Transport
Public transport varies by region. Use ride-hailing apps like Gojek and Grab for taxis, bikes, and food delivery. For car rentals, try Rentalcars.com or local providers. Domestic flights between islands can be booked via Lion Air, Garuda Indonesia, or AirAsia.
Sightseeing and Events
Apps like Klook, Viator, and GetYourGuide offer tours for temples, volcano hikes, and cultural shows. For local events and festivals, follow Wonderful Indonesia on social media or check their official website.
Food Delivery
Food delivery is widely available in urban areas. Apps like Gojek and GrabFood are popular for ordering meals. For dining options, Google Maps and TripAdvisor help find top-rated restaurants and local favorites across Indonesia.
Key Takeaways
Indonesia continues to be a dream destination for Indian travellers, thanks to its tropical islands, rich culture, and unforgettable experiences like Bali’s beaches and volcano hikes in Java.
But even quick trips to Indonesia can cause a lot of stress if issues like lost luggage and flight delays occur in an unfamiliar place. That’s why it’s important to insure your trip, no matter where you’re travelling to. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are now prioritising protection. Travelbizmonitor also noted an 18.95% surge in travel insurance sales in Q1 2025, to support this trend.
And that’s where IndusInd Indonesia Travel Insurance (formerly Reliance Travel Insurance) steps in as your trusted companion. With our digital approach, you can download your travel insurance policy and save it onto your phone using the IndusInd Self-i app, so you can always contact us for any assistance.
With premiums starting at just ₹306*, you get dependable coverage that includes cashless coverage of medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance and dedicated worldwide customer support.
Whether you’re travelling solo, with friends, or on a family vacation, this plan helps you focus on what matters — making memories, not managing mishaps.
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