Madagascar Travel Insurance Starting at Just ₹ 306*
-
Flight Cancellation Covered
-
Baggage Loss Covered
-
Passport Loss Covered
Travel Insurance for Madagascar
Madagascar is a captivating year-round destination that’s just a flight away. From the bustling markets of Antananarivo to the otherworldly landscapes of Avenue of the Baobabs and the pristine beaches of Nosy Be, the island’s unique biodiversity and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Madagascar travel insurance for your journey adds peace of mind and convenience to your plans.
It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like the Rova of Antananarivo or the rainforests of Andasibe can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.
Another frequent issue is delayed checked-in baggage. Imagine landing at Ivato International Airport in Antananarivo, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.
And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Self-i appwhether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Madagascar should be all about unforgettable moments not unexpected expenses. IndusInd Madagascar Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Madagascar
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Madagascar Travel Insurance
Cashless Medical Coverage
Madagascar is known for its rich cuisine from romazava and ravitoto to sweet treats like mofo gasy! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments). Just show your policy at any certified hospital across Madagascar, and we’ll take care of the rest.
24/7 Emergency Cash Support
Losing your wallet after a night out in Antananarivo or while shopping in Nosy Be can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.
Flight Delays & Connecting Flights
Airports like Ivato International in Antananarivo can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within Madagascar is rescheduled unexpectedly.
Lost Baggage Support
Imagine landing in Antananarivo, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in Madagascar especially along scenic coastal roads or through national parks can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses.
Loss of Passport
Exploring Madagascar’s cities or venturing into remote reserves increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Madagascar.
Individual Travel Plan
IndusInd Madagascar Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Madagascar. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Madagascar:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Last-minute Madagascar trip?
Call us now and get insured before you fly
Purchasing IndusInd Madagascar Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Madagascar as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Madagascar travel insurance plan instantly via email.
Filing a claim under your IndusInd Thailand travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document
Types of Visas for Madagascar
Madagascar offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:
Tourist Visa
For leisure travel, sightseeing, or exploring Madagascar’s unique wildlife and natural wonders. Indian citizens must apply for a visa before departure or obtain a Visa on Arrival at select entry points. Valid for up to 30 days. Requires a valid passport (minimum 6 months), visa application form, travel insurance, proof of accommodation, and return flight tickets.
Business Visa
For attending meetings, trade events, or business negotiations in Madagascar. Valid for up to 90 days. Requires a company cover letter, invitation from a Malagasy partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Madagascar. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Initially issued for the duration of the course and eligible for a residence permit through Malagasy immigration.
Work Visa
For employment or volunteering in Madagascar. Requires a work permit, employment contract, and sponsorship from a Malagasy employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.
Transit Visa
For travelers transiting through Madagascar en route to another destination. Valid for up to 7 days and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Madagascar is permitted only for transit purposes.
Family Visa
For joining family members residing in Madagascar. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.
Embassy Contact Details: India & Madagascar
Flight & Baggage Delays Covered
Quick Cashless Claim via Self-i app
99.57% Claims Settled*
Best Time to Visit Madagascar
Planning your trip to Madagascar begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from rainforest treks to beach escapes:
March to May
What to Expect: End of the rainy season with lush landscapes and temperatures around 20–28°C.
Perfect for: Wildlife lovers, nature photographers, and eco-tourists.
Tourist Flow: Moderate to high
Flights and Hotel Rates: Rising prices as dry season begins
Return Airfare from India (Approx): ₹80,000–₹1,25,000*
Keep in Mind: Some remote areas may still be muddy; book early for popular eco-lodges.
June to August
What to Expect: Cool and dry season with temperatures around 18–25°C.
Perfect for: Adventure seekers, wildlife enthusiasts, and families.
Tourist Flow: Moderate
Flights and Hotel Rates: Competitive pricing
Return Airfare from India (Approx): ₹75,000–₹1,10,000*
Keep in Mind: Coastal areas can get breezy; pack light layers for evenings.
September to February
What to Expect: Warmer temperatures around 22–32°C with occasional rains.
Perfect for: Culture buffs, beach lovers, and off-season explorers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates except during Christmas and New Year
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Rain increases from December
Interesting Facts About Madagascar
Island Majesty – Madagascar is the world’s fourth-largest island, known for its dramatic landscapes from the limestone pinnacles of Tsingy de Bemaraha to the sweeping beaches of Nosy Be. Each region offers a unique blend of biodiversity and beauty.
Cultural Heritage – Madagascar is home to a mix of African, Asian, and French influences. Visitors can explore royal palaces, ancient tombs, and traditional Malagasy villages that reflect the island’s rich cultural history.
Scenic Serenity – Madagascar offers peaceful escapes in its rainforests, highlands, and coastal towns. Areas like Andasibe, Antsirabe, and Île Sainte-Marie are perfect for nature walks, wellness retreats, and quiet getaways.
Malagasy Cuisine – Malagasy food is flavorful and diverse featuring dishes like romazava, ravitoto, and mofo gasy. Meals often include rice and fresh produce, reflecting the island’s agricultural roots and culinary traditions.
Warm Hospitality – Malagasy people are known for their friendliness and hospitality. Travelers often find locals eager to share meals, stories, and cultural customs with genuine warmth and curiosity.
Natural Wonders – Madagascar is a biodiversity hotspot, home to lemurs, baobab trees, and rare orchids. Its unique ecosystems make it a paradise for nature lovers and conservationists.
Festivals & Traditions – Experience events like Famadihana (the turning of the bones), Independence Day, and local music festivals that showcase Madagascar’s vibrant cultural spirit.
Adventure & Nature – From trekking in national parks and diving in coral reefs to whale watching and river canoeing, Madagascar offers thrilling experiences for outdoor enthusiasts.
Independent Nation – Madagascar is a sovereign island nation off the southeast coast of Africa. It has a semi-presidential republic and plays a growing role in regional environmental and economic initiatives.
Modern & Historic Blend – Antananarivo, the capital, blends colonial architecture with modern life. Visitors enjoy markets, museums, and cafés alongside historic churches and royal landmarks.
Essential Apps for Your Madagascar Trip
Translation
Malagasy and French are the official languages in Madagascar. While English is spoken in some tourist areas, apps like Google Translate and SayHi are helpful for basic communication especially in rural villages or local markets. Download offline Malagasy and French packs for remote travel.
Accommodation and Hotel Booking
Top hotel booking apps include Booking.com, Agoda, and Airbnb. For reviews and traveler tips, TripAdvisor is a great resource. Madagascar also offers unique stays like eco-lodges and beachside bungalows check Madagascar Tourism’s official site for curated options.
Navigation
Google Maps works well in cities like Antananarivo and Toamasina. For offline navigation, Maps.me is ideal especially for exploring national parks, coastal roads, and remote areas like the Avenue of the Baobabs.
Transport
Public transport is limited and often informal. Use local taxi services or arrange private transfers through hotel apps. For car rentals, try Rentalcars.com or local agencies. Domestic flights between regions can be booked via Tsaradia or Air Madagascar apps.
Sightseeing and Events
Apps like Klook, Viator, and GetYourGuide offer tours for wildlife parks, cultural villages, and island excursions. For local events and festivals, follow Madagascar Tourism on social media or visit their official website.
Weather Updates
Madagascar’s weather varies by region and season. Use AccuWeather or Météo Madagascar for accurate forecasts and alerts. These apps help plan hikes, beach days, and wildlife spotting trips.
Key Takeaways
Madagascar continues to be a dream destination for Indian travellers, thanks to its rare wildlife, lush rainforests, and unforgettable experiences like spotting lemurs in Andasibe or watching whales off Île Sainte-Marie.
But even short trips to Madagascar can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.
And that’s where IndusInd Madagascar Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Self-i app, so help is always within reach.
With premiums starting at just ₹306*, you get reliable coverage that includes cashless medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.
Whether you’re travelling solo, with friends, or on a family vacation, this plan helps you focus on what truly matters making memories, not managing mishaps.
Reliance General Insurance
Aapke Protection ka All-rounder
Madagascar Travel Insurance Starting at Just ₹ 306*
Insure Your Trip to Madagascar Today!
From Avenue of the Baobabs strolls to Nosy Be reef dives, you stay protected with IndusInd Madagascar travel insurance. We ensure your journeys remain care-free while we handle the what-ifs!
Relevant Links for Travel Insurance
Travel Insurance for Top Destinations
Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
Download our Self-i App now!
Support test
Edit Policy Details
Download Policy
Check Policy Status
My Service Requests
My Bookmarks
Buy
+91 123456789
Help
+91 123456789
Agent
+91 123456789
support@reliancegeneral.co.in
WhatsApp Us
Customers can contact us between 10:00AM to 06:00 PM
Become an Agent
Wish to become an agent with Reliance?