Russia Travel Insurance Starting at Just ₹306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Russia
Russia is a captivating year-round destination that’s just a flight away. From the imperial grandeur of Moscow and the cultural richness of St. Petersburg to the historic charm of Kazan and the scenic beauty of Lake Baikal, the country’s vast heritage and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Russia travel insurance for your journey adds peace of mind and convenience to your plans.
It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Moscow’s Red Square or the Hermitage Museum in St. Petersburg can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.
Another frequent issue is delayed checked-in baggage. Imagine landing at Sheremetyevo International Airport in Moscow, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.
And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Self-i app whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Russia should be all about unforgettable moments not unexpected expenses. IndusInd Russia Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Russia
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Russia Travel Insurance
Cashless Medical Coverage
Russia offers a rich culinary experience from borscht and pelmeni to street-side blinis and honey cakes! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments).
24/7 Emergency Cash Support
Losing your wallet after a night out in Moscow or while shopping in St. Petersburg can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.
Flight Delays & Connecting Flights
Airports like Sheremetyevo International in Moscow can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within Russia is rescheduled unexpectedly.
Lost Baggage Support
Imagine landing in Russia, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in Russia especially through snowy roads or narrow city lanes can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses.
Loss of Passport
Exploring Russia’s historic cities or venturing into remote regions increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Russia.
Individual Travel Plan
IndusInd Russia Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Russia. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Russia:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Last-minute Russia trip?
Call us now and get insured before you fly
Purchasing IndusInd Russia Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Russia as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Russia travel insurance plan instantly via email.
Filing a claim under your IndusInd Russia travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document
Types of Visas for Russia
Russia offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:
Tourist Visa
For leisure travel, sightseeing, or exploring Russia’s iconic attractions from Moscow’s Red Square and St. Petersburg’s Hermitage Museum to Lake Baikal and the Trans-Siberian Railway. Indian citizens must apply for a Tourist Visa through the Russian Embassy or VFS Global. Valid for up to 30 days (single or double entry).
Business Visa
For attending meetings, trade events, or business negotiations in Russia. Valid for up to 90 days and extendable for up to one year. Requires a company cover letter, invitation from a Russian partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Russia. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Issued for up to 90 days initially and extendable for the duration of the academic program. Eligible for a residence permit through Russian immigration.
Work Visa
For employment or volunteering in Russia. Requires a work permit, employment contract, and sponsorship from a Russian employer. Initially valid for 90 days and extendable up to one year or more. Must be supported by a residence permit application. Approval must be obtained before arrival.
Transit Visa
For travelers transiting through Russia en route to another destination. Valid for up to 10 days (by car) or 3 days (by air). Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Russia is permitted only for transit purposes and may be limited to airport zones.
Private Visa
For visiting friends or family residing in Russia. Eligible applicants include spouses, children, and close relatives. Requires passport, application form, relationship proof, invitation from a Russian citizen, and sponsor’s ID and income documents. Valid for up to 90 days with single or double entry.
Embassy Contact Details: India and Russia
Parameter | Embassy of Russia in India | Indian Embassy in Russia |
|---|---|---|
Location | New Delhi, India | Moscow, Russia |
Address | 50-F, Shantipath, Chanakyapuri, New Delhi – 110021 | 6-8, Vorontsovo Polye, Moscow – 105064 |
Contact Number | +91 11 2611 0640 / 2611 0641 | +7 495 783 7535 / +7 495 917 4835 (Emergency) |
Email Address | ||
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 8:00 am – 2:00 pm | 9:00 am – 5:30 pm |
Flight & Baggage Delays Covered
Quick Cashless Claim via Self-i app
99.57% Claims Settled*
Best Time to Visit Russia
Planning your trip to Russia begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from cultural tours to nature escapes and winter festivals.
Mar to May
What to Expect: Spring in Russia brings blooming parks and milder weather, with temperatures around 5–20°C. Ideal for exploring Moscow’s Red Square, St. Petersburg’s canals.
Perfect for: Culture lovers, photographers, and history buffs.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Moderate, rising toward May
Return Airfare from India (Approx): ₹75,000–₹1,20,000*
Keep in Mind: May holidays and Victory Day parades offer unique cultural experiences.
Jun to Aug
What to Expect: Warm summer with temperatures around 18–30°C. Perfect for river cruises, countryside escapes, and festivals like White Nights in St. Petersburg.
Perfect for: Families, festival-goers, and city explorers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing
Return Airfare from India (Approx): ₹80,000–₹1,25,000*
Keep in Mind: Book early for accommodations and train tickets; major cities get busy.
Sep to Feb
What to Expect: Cooler to freezing temperatures ranging from -15–15°C. Ideal for snow-covered landscapes, winter sports, and festive markets.
Perfect for: Winter lovers, budget travelers, and cultural explorers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates except during Christmas and New Year
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Dress in layers and prepare for snow; winter festivals offer magical experiences.
Interesting Facts About Russia
Architectural Wonder – Russia is known for its iconic architecture from onion-domed cathedrals like St. Basil’s in Moscow to imperial palaces in St. Petersburg.
Cultural Heritage – Russia’s culture is shaped by Slavic, Orthodox, and Eurasian influences. Explore UNESCO sites like the Kremlin and Red Square, and experience the legacy of Tolstoy, Tchaikovsky, and Russian ballet.
Scenic Serenity – Russia offers tranquil escapes in Lake Baikal, the Golden Ring towns, and the vast Siberian wilderness. Ideal for nature lovers, photographers, and those seeking solitude in majestic landscapes.
Russian Cuisine – Known for its hearty meals, Russia offers dishes like borscht, pelmeni, blini, and beef stroganoff. Traditional drinks like kvass and Russian tea are staples of local hospitality.
Warm Hospitality – Russians are known for their deep-rooted traditions and warm welcomes. Expect generous meals, cultural pride, and helpful locals
Natural Wonders – From the Kamchatka volcanoes and Altai Mountains to the Arctic tundra and taiga forests, Russia’s geography is vast and diverse—offering endless opportunities for exploration.
Festivals & Traditions – Celebrate events like Maslenitsa (Butter Week), Victory Day parades, and Orthodox Christmas. Russia’s festivals are rich in folklore, music, and colorful pageantry.
Adventure & Nature – Enjoy hiking in the Caucasus, skiing in Sochi, or taking the legendary Trans-Siberian Railway. Russia is a vast playground for outdoor and cultural adventurers alike.
Independent Nation – Russia is the world’s largest country by land area and a major global power. It has a long history of empire, revolution, and cultural influence across Europe and Asia.
Modern & Historic Blend – Russia blends imperial grandeur with modern innovation. From high-speed trains and tech hubs to centuries-old monasteries and cobbled streets, it’s a land of contrasts.
Essential Apps for Your Russia Trip
Translation
Russian is the official language. While English is spoken in major cities, apps like Google Translate, iTranslate, and SayHi are essential for reading signs, menus, and communicating especially in rural areas. Download the Russian language pack for offline use.
Accommodation and Hotel Booking
Top apps include Booking.com, Airbnb, and Agoda. For reviews and local insights, TripAdvisor is helpful. Russia also offers unique stays like countryside dachas, heritage hotels, and city apartments check Russia Travel’s official site for curated options.
Navigation
Google Maps works well in most cities. For offline navigation, try Maps.me or 2GIS especially useful in areas with limited connectivity. Yandex.Maps is also widely used in Russia and offers detailed local data.
Transport
Public transport is extensive. Use Yandex Go, Citymapper, and Metro Moscow for metro, buses, and taxis. For intercity trains, RZD (Russian Railways) app is essential. BlaBlaCar is popular for long-distance carpooling.
Sightseeing and Events
Apps like GetYourGuide, Klook, and Sputnik8 offer guided tours, museum passes, and cultural experiences. For local events like Maslenitsa or Victory Day parades, follow Russia Travel on social media or visit their official website.
Weather Updates
Russia’s climate varies widely. Use AccuWeather or Yandex.Weather for accurate forecasts especially when planning winter trips, countryside hikes, or city tours in changing conditions.
Key Takeaways
Russia continues to be a dream destination for Indian travellers, thanks to its imperial cities, vast landscapes, and unforgettable experiences like exploring Moscow’s Red Square or cruising along the Volga River.
But even short trips to Russia can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.
And that’s where IndusInd Russia Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Self-i app, so help is always within reach.
With premiums starting at just ₹306*, you get reliable coverage that includes cashless medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.
Reliance General Insurance
Aapke Protection ka All-rounder
Russia Travel Insurance Starting at Just ₹ 306*
Insure Your Trip to Russia Today!
From exploring the grandeur of Moscow to admiring art in St. Petersburg, stay protected with IndusInd Travel Insurance!
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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