Seychelles Travel Insurance Starting at Just ₹306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Seychelles
A Seychelles is a captivating year-round destination that’s just a flight away. From the turquoise beaches of Mahé and the coral reefs of Praslin to the cultural charm of La Digue and the lush trails of Morne Seychellois, the islands’ natural beauty and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Seychelles travel insurance for your journey adds peace of mind and convenience to your plans.
It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Victoria Market or Anse Lazio Beach can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.
Another frequent issue is delayed checked-in baggage. Imagine landing at Seychelles International Airport in Mahé, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.
And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Self-i app—whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Seychelles should be all about unforgettable moments not unexpected expenses. IndusInd Seychelles Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Seychelles
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Seychelles Travel Insurance
Cashless Medical Coverage
Seychelles offers a delightful culinary experience—from grilled fish and coconut curries to tropical fruits and Creole specialties! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments). Just show your policy at any certified hospital across Seychelles, and we’ll take care of the rest.
24/7 Emergency Cash Support
Losing your wallet after a beach day in Mahé or while shopping in Victoria can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.
Flight Delays & Connecting Flights
Airports like Seychelles International in Mahé can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight between islands is rescheduled unexpectedly.
Lost Baggage Support
Imagine landing in Seychelles, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in Seychelles—especially along winding coastal roads or narrow island lanes—can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses.
Loss of Passport
Exploring Seychelles’ remote islands or enjoying water activities increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Seychelles.
Individual Travel Plan
IndusInd Seychelles Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Seychelles—whether you're relaxing on the beaches of Mahé, exploring coral reefs in Praslin, or hiking through the lush trails of La Digue.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Seychelles:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Excited for your Seychelles?
Call us for hassle-free travel insurance today
Purchasing IndusInd Seychelles Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Seychelles as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Seychelles travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: Please refer to the policy documents for complete claims related process
Types of Visas for Seychelles
Tourist Entry
For leisure travel, sightseeing, or exploring Seychelles’ iconic attractions—from Mahé’s beaches and Praslin’s Vallée de Mai to La Digue’s granite boulders. Indian citizens do not need a pre-arranged visa. A Visitor’s Permit is issued free of cost on arrival. Valid for up to 30 days and extendable up to 90 days. Requires a valid passport (minimum 6 months), return ticket, proof of accommodation, and sufficient funds (approx. USD 150 per day).
Business Visit
For attending meetings, trade events, or business discussions in Seychelles. No pre-arranged visa is required. A Visitor’s Permit is issued on arrival for up to 30 days. Requires a business invitation letter, return ticket, proof of accommodation, and financial documents. Employment is not permitted under this permit.
Student Entry
For short-term academic programs or educational workshops. Indian students must obtain a Visitor’s Permit on arrival. Requires an admission letter, proof of accommodation, return ticket, and financial means. For long-term studies, a special permit must be arranged through Seychelles’ immigration authorities.
Work Permit
For employment or volunteering in Seychelles. Requires a valid job offer and sponsorship from a Seychellois employer. Must be approved by the Department of Employment before arrival. Issued for the contract period and includes eligibility for a residence permit. Not available on arrival.
Transit Entry
For travelers transiting through Seychelles en route to another destination. A Visitor’s Permit is issued on arrival for short stays. Requires a valid passport, onward ticket, and destination visa (if applicable). Entry is permitted for transit purposes only and must be within the permitted stay duration.
Family Visit
For visiting family members residing in Seychelles. Indian citizens can obtain a Visitor’s Permit on arrival. Requires passport, relationship proof, return ticket, accommodation details, and financial means. Valid for up to 30 days and extendable. Employment is not allowed under this permit.
Embassy Contact Details: India and Seychelles
Parameter | Embassy of Seychelles in India | Indian Embassy in Seychelles |
|---|---|---|
Location | New Delhi, India x | Victoria, Mahé, Seychelles |
Address | E-11/13, Vasant Vihar, Ground Floor, New Delhi – 110057 | 3rd Floor, Maison Esplanade, Francis Rachel Street, Victoria – P.O. Box 488 |
Contact Number | +91 11 4132 8987 / 4750 1330 | +248 467 4100 / +248 281 5777 (Emergency) |
Email Address | seychelleshighcommission@gmail.com; seychelleshc.india@gmail.com | |
Website | ||
| Premium starting at | Monday to Friday | Monday to Friday |
Operating Hours | Premium starting at | Mon–Fri: 8:30 am – 4:30 pm |
Quick Claim Settlement
Visa-Compliant Coverage
24x7 Global Assistance
Best Time to Visit Seychelles
Planning your trip to Seychelles begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from beach escapes to diving adventures and cultural festivals.
March to May
What to Expect: This is one of the calmest periods in Seychelles, with warm temperatures and minimal wind. Ideal for snorkeling, diving, and exploring the islands’ lush interiors.
Perfect for: Beach lovers, nature photographers, and honeymooners.
Tourist Flow: Moderate
Flights and Hotel Rates: Reasonable, rising toward Easter
Return Airfare from India (Approx): ₹70,000–₹1,15,000*
Keep in Mind: Coral reefs are vibrant during this season—perfect for underwater excursions.
June to August
What to Expect: Cooler and breezier weather with temperatures around 24–29°C. Great for hiking, surfing, and enjoying cultural events like the Seychelles Ocean Festival.
Perfect for: Adventure seekers, families, and festival-goers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing
Return Airfare from India (Approx): ₹75,000–₹1,20,000*
Keep in Mind: Winds can make some beaches choppy—check local conditions before planning water activities.
Sept to Feb
What to Expect: Warmer and more humid with temperatures ranging from 25–32°C. Ideal for diving, sailing, and attending events like the Creole Festival in October.
Perfect for: Cultural explorers, divers, and off-season travelers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates except during Christmas and New Year
Return Airfare from India (Approx): ₹65,000–₹1,05,000*
Keep in Mind: Short tropical showers are common—pack light rain gear and enjoy lush green landscapes.
Interesting Facts About Seychelles
Architectural Wonder – While Seychelles is more known for its natural beauty than grand buildings, its Creole-style architecture, seen in colonial-era homes, churches, and plantation houses, adds charm to towns.
Cultural Heritage – Seychelles is a melting pot of African, French, Indian, and British influences. Explore Creole culture through music, dance, cuisine, and festivals like the annual Creole Festival.
Scenic Serenity – Seychelles offers unmatched serenity with its white-sand beaches, granite boulders, and turquoise waters. Islands like Praslin, Mahé, and La Digue are perfect for peaceful getaways.
Seychellois Cuisine – Known for its seafood and tropical flavors, Seychelles offers dishes like grilled fish, octopus curry, and ladob. Coconut, breadfruit, and spices are staples in this island nation’s culinary identity.
Warm Hospitality – Seychellois people are known for their friendliness and laid-back island lifestyle. Expect warm smiles, helpful locals, and a welcoming atmosphere in guesthouses, markets, and beach cafés.
Natural Wonders – From the UNESCO-listed Vallée de Mai to Aldabra Atoll and the coral reefs of Sainte Anne Marine Park, Seychelles is a haven for biodiversity and marine life.
Festivals & Traditions – Celebrate vibrant events like the Creole Festival, Seychelles Ocean Festival, and Independence Day. These showcase the islands’ rich cultural spirit and community pride.
Adventure & Nature – Enjoy snorkeling in crystal-clear waters, hiking in Morne Seychellois National Park, or island-hopping by catamaran. Seychelles is a paradise for eco-tourism and outdoor enthusiasts.
Independent Nation – Seychelles is an independent island nation in the Indian Ocean. Since gaining independence in 1976, it has developed a stable democracy and a strong focus on sustainability and conservation.
Modern & Historic Blend – Seychelles blends natural beauty with modern comforts. From eco-resorts and marine parks to colonial-era buildings and vibrant markets, it offers a unique mix of past and present.
Essential Apps for Your Seychelles Trip
Translation
Seychellois Creole, English, and French are widely spoken. Still, apps like Google Translate, iTranslate, and SayHi can help with local phrases, especially in markets or remote islands. Download the Creole and French packs for offline use.
Accommodation and Hotel Booking
Top apps include Booking.com, Airbnb, and Agoda. For reviews and traveler tips, TripAdvisor is helpful. Seychelles also offers unique stays like beachfront villas, eco-lodges, and guesthouses—check Seychelles Tourism’s official site for curated options.
Navigation
Google Maps works well on main islands like Mahé, Praslin, and La Digue. For offline use, try Maps.me—especially helpful for hiking trails and remote beaches. Seychelles Travel Guide apps also offer offline maps and local tips.
Transport
Public transport is limited to buses on Mahé and Praslin. Use Seychelles Public Transport app for schedules. For taxis and rentals, apps like Yugo Seychelles or Muv Seychelles are useful. Google Maps helps with walking routes and ferry terminals.
Sightseeing and Events
Apps like GetYourGuide, Klook, and Viator offer island tours, snorkeling trips, and cultural experiences. For local events like the Creole Festival or Seychelles Ocean Festival, follow Seychelles Tourism on social media or visit their website.
Food Delivery
Food delivery is limited but growing in Mahé and Praslin. Use apps like Mealz Seychelles or Bolt Food (if available). For restaurant discovery, TripAdvisor, Google Maps, and Instagram help find top-rated Creole and international cuisine.
Key Takeaways
Seychelles continues to be a dream destination for Indian travellers, thanks to its pristine beaches, lush islands, and unforgettable experiences like snorkeling in Sainte Anne Marine Park or exploring the markets of Victoria.
But even short trips to Seychelles can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey—no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.
And that’s where IndusInd Seychelles Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Self-i app, so help is always within reach.
With premiums starting at just ₹306*, you get reliable coverage that includes cashless medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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