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Asia Travel Insurance for Your Trip – Travel Insurance for Travelling Across Asia

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Asia travel insurance helps cover trip emergencies while travelling to any Asian country. These can include trip cancellations, lost or delayed luggage, flight delays, medical emergencies, or passport loss.

While many Asian destinations do not mandate travel insurance, you may think you don’t need to get it when travelling within Asia. But that isn’t the case at all. Countries like Japan and Singapore – popular travel destinations for Indians – are known for having a high cost of living. For example, let’s say you arrive at Tokyo International Airport only to find that your luggage has been delayed by the airline. IndusInd Asia travel insurance can help cover costs for essentials like clothes, toiletries and medication until you wait for your luggage to catch up.

Under our Asia travel insurance, we offer extensive coverage starting at just ₹306 per month*. You also get 24/7 customer support and cashless claims via the IndusInd Insurance app. Secure every trip across Asia with IndusInd General Insurance!

What Is Asia Travel Insurance?

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IndusInd Asia travel insurance is a specialised policy designed to protect travellers visiting Asian countries. It covers unexpected events like medical emergencies, trip cancellations, lost baggage, or passport loss during your journey. 

Whether you are on a short vacation or a business trip, this insurance ensures you are financially protected against unforeseen expenses abroad. It is especially useful in countries where healthcare or emergency services can be expensive for tourists. 

With Asia travel insurance, you travel with confidence, knowing help is available when you need it most, without derailing your plans or budget.

IndusInd Asia Travel Insurance - At a Glance

Feature

Details

Starting Premium

From ₹306 per day*

Maximum Coverage

Up to $500,000*

Trip Options

Single or multi-trip

Asian Destinations Covered

25+ Asian countries* covered

Visa Rejection Refund

Refund on visa rejection

Emergency Assistance

24/7 customer support

Medical Treatment

Up to 100% of SI

Suitable For

Leisure/business trips in Asia

Please note: *Terms, conditions, and limits apply. Coverage details may vary by plan variant.

How It Helps During an Asia Trip

Here are a few ways Asia travel insurance has your back -

  • You Get Sick or Injured: Hospital visits abroad can cost thousands. IndusInd covers doctor visits, hospitalisation, and treatment, cashlessly, in major Asian countries.

  • Your Bags Do Not Arrive: If your checked-in baggage is delayed or lost, you get paid for essentials and inconvenience.

  • Your Passport Goes Missing: We help you connect with the nearest embassy and cover the cost of reissuing key travel documents.

  • Your Trip Gets Cancelled: Whether it is bad weather, a medical emergency, or airline issues, you are reimbursed for prepaid bookings.

  • Need Help Anytime : Our 24/7 global assistance ensures you're never alone in an emergency, wherever you are in Asia.

Is Asia Travel Insurance the Same as International Travel Insurance?

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Asia travel insurance and international travel insurance serve similar purposes but differ in scope. 

Asia travel insurance is specifically designed for trips within Asian countries. It offers region-focused coverage that meets the medical and travel-related requirements of most Asian destinations. Since travel insurance for travelling in Asia covers a limited geographical area, premiums are often more affordable than those for broader international plans.

On the other hand, international travel insurance provides coverage for travel across multiple continents or global destinations. It is ideal for travellers visiting more than one region or country outside Asia. While both types of insurance cover essentials like medical emergencies, trip delays, and baggage loss, the key difference lies in the area of coverage. 

Choosing the right plan depends on your travel route and destination requirements.

Benefits of IndusInd Asia Travel Insurance

Travelling across Asia is exciting, and most trips go exactly as planned. But if you do need medical care while you are away, it is good to know help is already arranged. IndusInd Asia Travel Insurance covers medical expenses up to $500,000, including hospital bills, medicines, and ambulance services.
 
For example, if you feel unwell after trying local food in Thailand or need a doctor’s visit in Bali, you can get treated at partnered hospitals. You will not need to worry about large bills. Dental treatment up to $500 and emergency evacuation back to India are also covered, so you can travel feeling secure.
When you are travelling, you are often walking more, sightseeing, and trying new activities. Our accidental injury cover is simply there to support you if you ever need it. With coverage of up to $7,500, you are protected if you require treatment during your trip.

There is also an additional $2,500 common carrier cover when travelling by plane, train, or bus. This benefit is not about expecting problems; it is about travelling with confidence. Knowing that even if plans take an unexpected turn, your finances and well-being are looked after.
Sometimes, small things like losing a wallet or having cards blocked can cause stress in a new country. With IndusInd Asia Travel Insurance, you can receive up to $500 as emergency cash support.

For instance, if your wallet goes missing while shopping in Singapore, a quick request through our app or helpline can get you the help you need. This money can be used for food, local travel, or essentials until everything is sorted. It is a simple benefit that makes sure a temporary issue does not spoil your travel experience.
Sometimes your suitcase takes a different route; it happens! If your checked baggage is delayed for more than 12 hours, we'll pay $100 to help you buy essentials. If the airline confirms that your luggage is lost, you receive $200 in compensation.
 
So if you land in Bangkok and your bag is still in Delhi, you can still get changed, freshen up, and enjoy your day without waiting around. In 2024, 51% of travel insurance purchases in Asia were for trips to Thailand, Vietnam, and Malaysia, places where travel insurance can make a real difference.
Flight delays are frustrating, especially when you are far from home. If your flight is delayed by more than 12 hours, IndusInd Asia Travel Insurance pays $30 per day for up to 6 days to cover extra expenses.
 
For example, if you are waiting overnight at Kuala Lumpur airport or rebooking a missed connection, this helps keep you comfortable. The Asia-Pacific region accounted for 58% of global flight cancellations in 2024, so having this kind of cover isn’t just helpful - it is smart.
Your passport is one of the most important things you carry while travelling. If it ever gets misplaced or stolen, we are here to help. IndusInd Asia Travel Insurance covers up to $100 for passport reissuance and helps you connect with the nearest Indian embassy.
 
Whether you are sightseeing in Malaysia or exploring markets in Vietnam, our team guides you through the process step by step. This way, a missing document does not bring your trip to a sudden stop.
While travelling, small accidents can happen without intention. If you accidentally damage property or injure someone else, handling the costs in a foreign country can be stressful. That is why we offer personal liability coverage of up to $250,000.
 
For example, if something gets damaged at your hotel or during an activity, this cover helps manage compensation or legal expenses. It is simply there to protect you from unexpected financial pressure, so you can travel without constantly worrying about “what ifs.”
Some situations are extremely rare, but having coverage brings reassurance. In the unlikely event of a flight hijack, IndusInd Asia Travel Insurance provides a daily allowance of $60 for up to 7 days.

This support can help with immediate needs like food, communication, or onward travel arrangements once assistance becomes available. It is not something anyone expects to use, but it is comforting to know support exists even in the most unexpected circumstances.
No matter where you travel in Asia, help is always close by. Our 24x7 assistance is available through IndusInd Insurance app, and phone support.
 
Whether you need help finding a nearby hospital, understanding a claim, or getting local guidance in a country where you do not speak the language, we are here. Think of it as having someone back home, ready to help, so you can travel freely and confidently.

Types of Travel Insurance for Asia Trips

IndusInd General Insurance (formerly Reliance General Insurance) offers distinct plans to cater to various travel needs. These plans provide adequate coverage regardless of your destination and can be customised based on your coverage needs and travel frequency.

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Single-Trip Travel Insurance

Our single-trip insurance is designed for travellers who intend to visit any Asian country once a year. Whether you choose to travel solo or with your family, this plan offers coverage for the entire trip. It protects against trip cancellation and delay, passport loss, medical emergencies, and more.

 

Explore Plan

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Annual Multi-Trip Travel Insurance

Imagine having one plan to cover all your trips within a year! Our Multi-Trip Travel Insurance is a one-time purchase that covers unlimited international trips over 12 months. The plan covers 30-45 days per trip, offering comprehensive coverage for several trip-related and medical emergencies. 

 

Explore Plan

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Family Travel Insurance

Getting ready for a family holiday? This plan is designed for families travelling together. It offers complete coverage for medical expenses, lost luggage, and passports, all in one policy for you, your spouse, and dependent children. With a shared sum insured, you ensure protection for all members under one policy!

 

Explore Plan

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Senior Citizen Travel Insurance

You can explore the world at any age! For travellers aged 61 to 90, we offer customised travel and medical protection tailored to their specific needs. It includes medical emergencies, hospitalisations, trip cancellations, and so on. We provide all these benefits without the need for a health check-up!

Explore Plan

Who Should Buy Asia Travel Insurance and Why?

Asia travel insurance is essential for anyone travelling across Asian countries. The best travel insurance for Asia offers financial protection, emergency support, and confidence, often at a very affordable cost. Here's who should consider buying it:

Solo Travellers and First-Time Tourists

If you are going to an Asian country alone for the first time, it is better to stay prepared. A new place can be fun, but it can also feel confusing if something unexpected happens. 

 

For example, if your luggage is lost or you fall ill, travel insurance can help you handle the situation more easily. It covers the cost of treatment, delays, or lost belongings. This gives you peace of mind while you enjoy your trip.

Couples Travelling Together

Couples who are travelling together can take one plan for both. This makes things simple and gives you full support if anything goes wrong during your trip. Whether there is a medical issue, a flight delay, or a lost bag, travel insurance covers these problems. 

 

It helps you avoid last-minute costs and lets you focus on enjoying your holiday together. Joint coverage is useful and saves time.

Families with Kids

When travelling with children, being prepared for minor issues is important. A family travel insurance plan covers all members under a single policy. If anyone gets sick or needs help during the trip, you do not need to worry. 

 

The plan helps pay for hospital visits, delays, and lost items. This makes your trip smoother and helps you enjoy time with your family without extra stress.

Senior Citizens Travelling Abroad

Older travellers sometimes need more medical care while travelling. Travel insurance helps with hospital visits, doctor fees, and other health-related costs. It also includes support if there is an emergency. 

 

This makes it easier for senior citizens to travel comfortably. The insurance plan is made to meet the needs of older people, so they can enjoy their trip with confidence and stay safe during their journey.

Students Studying in Asian Countries

If you are going to study in an Asian country, travel insurance is a smart choice. It covers medical treatment, hospital stays, and even loss of important documents like your passport. If your flight is delayed or you fall sick during your course, the insurance plan will help. 

 

It gives support during emergencies, which helps students and their parents feel more at ease. Many universities also ask students to have travel insurance.

Business Travellers Visiting Frequently

People who travel frequently for work can face issues such as flight delays, lost documents, or health problems. Travel insurance helps manage these things so that your work is not affected. It covers the cost of medical care, delays, and lost belongings. 

 

This is helpful when you have important meetings or tight schedules. The plan is made to support working professionals who travel often in Asia.

Backpackers and Long-Stay Travellers

If you are planning to visit many places in Asia or stay for a long time, travel insurance can be very helpful. When you travel more, the chances of facing small problems go up. You might miss a flight or need to visit a doctor. 

 

Asia travel insurance helps you manage these situations without spending too much money. It gives full support throughout your journey and helps you stay safe while exploring different places.

Group Tour and Corporate Teams

Group trips are fun, but they can also be difficult to manage. Someone might fall sick or miss a flight. If one person’s bag is lost, it can affect the whole group. Travel insurance helps solve these problems quickly. It covers health emergencies, delays, and lost items. 

 

For company teams, this helps keep the trip on schedule. Everyone stays protected, and the group can continue the trip without major issues.

IndusInd Asia Travel Insurance Coverage

Individual Travel Insurance

This table highlights key benefits and coverage offered under our Individual Travel Plan. This policy ensures coverage for a round trip to and from your selected travel destinations. The insured amount and the coverage benefits are available to an individual traveller for the full duration of their trip.

Key Features

Basic Coverage

Maximum Coverage

Medical expenses

$100,000

$500,000

Personal liability

$100,000

$200,000

Personal accident

$20,000

$30,000

Total loss of baggage

$1,000

$1,500

Loss of passport

$300

$300

Delayed checked-in baggage

$100

$100

Trip delays

$25/day (Max of 6 Days)

$60/day (Max of 6 Days)

Dental treatment

$500

$500

Home burglary insurance

₹1,00,000

₹3,00,000

Compassionate Visit

Return fare for a family member/doctor

Return fare for a family member/doctor

Family Travel Insurance

This table highlights key benefits and coverage offered under our Family Travel Plan.  You can purchase a single travel insurance policy to cover all family members with a single medical coverage. For higher medical coverage, you can opt for an individual travel plan for each member.

Key Features

Basic Coverage

Maximum Coverage

Medical expenses

$100,000

$250,000

Personal liability

$100,000

$200,000

Personal accident

$15,000

$25,000

Total loss of baggage

$500

$1,000

Loss of passport

$300

$300

Delayed checked-in baggage

$100

$100

Trip delays

$25/day (Max of 5 Days)

$50/day (Max of 7 Days)

Dental treatment

$500

$500

Home burglary insurance

₹1,00,000

₹1,00,000

Compassionate Visit

Return fare for a family member/doctor

Return fare for a family member/doctor

Disclaimer: The metrics provided in the table above are subject to change. For more detailed information, you can check your policy documents or contact us.

Asian Countries Covered Under the Policy

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Popular Asian Countries Covered

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Japan 

Known for its rich culture, clean cities, and excellent public services, Japan is a must-visit. Asia travel insurance helps cover the costs of trip emergencies.
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Thailand

Thailand attracts millions of tourists with its vibrant beaches and bustling cities. Asia travel insurance protects you from unexpected illnesses or trip disruptions.
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Singapore

Singapore is a safe yet expensive destination. Visitors should have reliable medical coverage for emergencies, especially if they do not have local health support.
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Malaysia

Whether exploring Kuala Lumpur or tropical islands, Malaysian travel can be unpredictable. Travel insurance in Asia helps cover lost baggage or travel disruptions.
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UAE

The UAE is a hub for business and tourism. It has strict rules and high healthcare costs. Asia travel insurance is essential for smooth entry and protection.
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Qatar

Qatar’s growing tourism scene and business events demand robust coverage, especially for emergency care and lost documents while travelling.
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Oman

Oman is known for its natural beauty and culture. It requires travel insurance for visa approval and offers confidence during your stay.
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Indonesia

Indonesia offers diverse experiences from Bali to Jakarta. Travel insurance in Asia helps with travel delays in remote areas.
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Maldives

A dream honeymoon spot, the Maldives is remote, insurance ensures medical evacuation and support if something goes wrong on your island escape.
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Vietnam

Popular among backpackers and food lovers, Vietnam can have language barriers. A travel insurance plan for travelling in Asia offers support during emergencies.
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Cambodia

Known for Angkor Wat and rural adventures, Cambodia’s healthcare is limited. Insurance bridges the gap in case of serious issues.
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Philippines

This island nation is prone to storms. Having travel insurance for travelling in Asia covers cancellations, delays, and health problems.
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South Korea

Known for vibrant cities and nature, travel insurance helps cover delays, lost bags, or emergencies so your trip stays smooth and stress-free.
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Sri Lanka

This country is ideal for nature and heritage lovers. Travel insurance helps cover costs in situations such as lost baggage, illness, or natural disasters.

Popular Multi-Country Itineraries

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Thailand - Singapore - Malaysia

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Explore Thailand First

Start your journey in Thailand. Experience the bustling street markets in Bangkok, the peaceful temples in Chiang Mai, and the relaxed beaches in Phuket or Krabi.
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Discover Modern Singapore

Fly to Singapore for a sharp contrast, modern architecture, organised streets, and iconic spots like Marina Bay and Gardens by the Bay.
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Relax in Malaysia

End the trip in Malaysia. Spend time shopping in Kuala Lumpur, walk through historic Malacca, or slow down in the cooler Cameron Highlands.
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Easy Travel for Indian Tourists

This route works well for Indian travellers thanks to short flights, smooth connections, and relatively simple visa processes.
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Why is Travel Insurance Essential?

Flight delays from Bangkok or lost baggage at Changi can affect your Malaysia plans. One Asia travel insurance policy covers all three countries, keeping your trip stress-free.

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Dubai - Abu Dhabi

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Begin in Dazzling Dubai

Arrive in Dubai, a city known for its skyline, luxury malls, desert safaris, and landmarks such as the Burj Khalifa.
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Take a Trip to Abu Dhabi

A short road trip takes you to Abu Dhabi. Highlights include the Sheikh Zayed Grand Mosque, cultural spaces like the Louvre, and entertainment hubs such as Yas Island.
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Enjoy a Balanced Holiday

Together, the two cities offer a good balance of modern attractions and cultural experiences, making them ideal for a short but premium holiday.
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Why is Travel Insurance Essential?

Given the high cost of healthcare, travel insurance adds an important layer of protection. Plus, it’s also mandatory for most visa types.

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Japan - South Korea

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Start Your Journey in Japan

Begin in Japan. Explore Tokyo’s fast-paced neighbourhoods, Kyoto’s historic temples, and Osaka’s famous food scene.
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Experience Local Travel and Culture

Travelling by bullet train and experiencing everyday Japanese etiquette is often as memorable as the sightseeing itself.
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Move On to South Korea

Next, head to South Korea, where Seoul’s street food, pop culture, shopping districts, and royal palaces create a lively mix of old and new.
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Why is Travel Insurance Essential?

Both destinations are well organised and safe, but medical treatment can be expensive, making travel insurance a sensible precaution.

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Vietnam - Cambodia

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Begin with Vibrant Vietnam

Start your trip in Vietnam, whether that means cruising through Ha Long Bay, wandering Hanoi’s narrow streets, or exploring Ho Chi Minh City’s colonial past.
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Explore Historic Cambodia

Continue to Cambodia to see Angkor Wat up close, learn about Phnom Penh’s history, and spend time in quieter towns beyond the main cities.
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Enjoy a Cultural Trip

This combination is popular for its culture, affordability, and slower pace of travel, especially among backpackers.
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Why is Travel Insurance Essential?

Healthcare facilities can be limited outside major cities, so insurance helps travellers feel more secure since it offers 24/7 support in case of emergencies.

Asia Travel Insurance Requirements for Travellers

Minimum Coverage & Policy Conditions

  • Mandatory for Some Asian Visas - Several Asian countries, such as the UAE and Qatar, require travel insurance as part of the visa application. Without it, your visa may be denied.

  • Proof May Be Required on Arrival - Immigration officers or airline staff may request proof of valid insurance upon arrival or check-in. Always keep a copy handy.

  • Meet Minimum Coverage Limits - Your insurance must meet or exceed the minimum coverage amount set by the destination country. Check official guidelines before purchasing.

  • Valid Coverage Period - Ensure your travel insurance remains valid for the entire duration of your stay in the destination country. Expired policies may lead to entry refusal.

  • Get Full Medical Emergency Protection - The policy must include coverage for medical emergencies, hospitalisation, and medical evacuation, as unexpected health issues can be costly abroad.

  • Choose a Recognised Insurance Provider - Select a provider like us, whose policies are accepted by embassies and border officials to avoid complications during travel.

Reasons for Visa Rejection Related to Insurance

  • Insurance policy not valid for the entire travel period - Many Asian countries require coverage from the entry date to the exit date.

  • Coverage does not include medical emergencies or hospitalisation - Basic policies without health coverage are often rejected.

  • Policy details not matching passport information - Errors in name, passport number, or date of birth can lead to rejection.

  • Policy from an unrecognised or unlisted insurance provider - Some countries accept only insurers approved by their embassies or visa centres.

  • Failure to submit proper documentation during application - Missing or unclear insurance documents may result in denial.

Insurance-Related Visa Documents

Proof of Insurance

1

A valid policy certificate with your full name.

2

Clearly stated coverage limits and policy duration.

3

Confirmation of medical emergency and hospitalisation coverage.

4

Travel dates that match your itinerary.

5

Insurer’s contact details for verification by authorities.

6

Any reference number or policy ID linked to your application.

Visa Appointment Checklist

1

Ensure your name matches exactly as it appears on your passport.

2

Verify that travel dates align with your flight and stay itinerary.

3

Confirm the insurance coverage meets the destination country’s visa requirements.

4

Check that the policy includes medical emergencies and hospitalisation.

5

Carry a printed copy of the insurance certificate.

6

Include the insurer’s contact details for verification by visa authorities.

Why US

Why 5 Crore+ Policyholders Trust Us?

Exploring Asia should be full of memorable experiences and not unexpected expenses. IndusInd Asia Travel Insurance (formerly Reliance Asia Travel Insurance) offers cost-effective, reliable coverage for your adventures.

Product Travel

Up to $500,000 Coverage*

High coverage for medical costs

24/7 Customer Support Available

Get support anytime and anywhere in Asia

AI-Powered Mobile App*

Quick processes and 24/7 support

No Medical Check-Ups Needed*

Just apply, pay and download!

IndusInd Asia Travel Insurance: Inclusions and Exclusions

What is covered?

inclusion

Accidental Emergency: Medical and dental treatment that arises directly from accidental injuries during your trip.

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Pre-Existing Disease: If an existing health condition turns life-threatening during your journey, emergency treatment expenses will be covered.

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Personal Liability: If you unintentionally injure someone or damage their property, we will cover their medical costs.

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Trip and Baggage Delay: Any trip delay due to reasons like a medical emergency, adverse weather, job loss, or security concerns. Baggage delays of over 12 hours are also included.

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Passport and Baggage Loss: If your passport is lost or stolen during travel, the plan will help cover the cost of obtaining a replacement.

What is not covered?

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Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs in any Asian country except for maternity costs, undeclared PEDs and planned medical treatments.

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Negligence & Travelling Against Medical Advice: Your Asia trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.

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Legal Action: Liability-related costs are fully covered except for those arising out of any legal violations while abroad.

Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here.

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Heading to Thailand, Japan, or Singapore?

Affordable Asia plans are just a call away!

Eligibility Criteria for Buying Asia Travel Insurance

Parameter

Requirement

Age Limit

3 months to 90 years

Nationality

Indian citizens and residents only

Trip Origin

Journey must start from India

Trip Duration

Varies by plan (single-trip, long-stay, or annual multi-trip options)

Who Can Be Covered

Individuals, families, senior citizens, and business travellers

Destination Coverage

Eligible Asian countries only

Medical Declarations

Pre-existing conditions require disclosure

How Much Does Asia Travel Insurance Cost?

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Factors That Affect Premium

  • Age of the traveller - Premiums are generally higher for older travellers, especially those above 60 years, due to increased health-related risks.
  • Destination country - Countries with high medical costs or stricter entry requirements may lead to higher premiums.
  • Trip duration - Longer trips increase the risk exposure, resulting in higher insurance costs compared to shorter journeys.
  • Sum insured - Choosing a higher coverage amount raises the premium but provides more financial protection in case of emergencies.
  • Pre-existing medical conditions - Declaring such conditions may result in higher premiums or may require a specialised plan.
  • Type of travel plan - Multi-trip or long-stay policies typically cost more than single-trip plans due to extended coverage.
  • Number of travellers - Family or group policies may offer bundled pricing, but can still raise the total premium amount.
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Sample Premium:  7-Day Thailand Trip – 30-year-old

  • Premium: ₹468
  • Sum insured: $50,000
  • Key Benefits: Covers medical emergencies, baggage delay, loss of passport, and personal liability during your short leisure trip to Thailand.
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Sample Premium: 10-Day Family Trip to Singapore

  • Premium: ₹561
  • Sum insured: $50,000
  • Key Benefits: Includes trip cancellation, trip delay, baggage loss, emergency dental treatment, and compassionate visit, ensuring confidence for the whole family.
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Sample Premium: 30-Day Business Trip to Japan

  • Premium: ₹819
  • Sum insured: $50,000
  • Key Benefits: Offers protection for trip delays, medical emergencies, loss of passport, and liability cover, ideal for extended business travel needs.

Disclaimer: Standard T&C applies. The values stated within this section are for illustrative purposes only.

How to Buy IndusInd Asia Travel Insurance Online

1
Scroll Up
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Go to the form on top of this page and enter your details.

2
Pick Travel Type
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Choose your travel type - Leisure, Business and Single or Multi-trip.

3
Choose Coverage
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Select Your Plan and Sum Insured > Complete our online KYC process.

4
Review and Buy
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Pay using your preferred payment mode > Get your policy instantly.

Homepage Curated Plans Client Extension

Asia travel insurance starting at just ₹306*!

We've Got Your Back Across Asia

Whether it is your first trip to Thailand or a new Asian destination you are eager to explore, IndusInd General Insurance is always here for you, no matter the time zone!
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Documents Required for Visa & Travel Insurance (Asia Countries)

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Common Visa Documents

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Passport & Application Form

A valid passport with blank pages and a completed, signed visa application form.
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Travel Itinerary & Bookings

Confirmed flight tickets, hotel reservations, and a day-by-day travel plan if required.
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Bank Statements & Financial Proofs

Recent bank statements, income tax returns, or salary slips to prove financial stability.
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Passport-Sized Photographs

Photographs as per the embassy’s specifications, usually with a white background.
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Travel Insurance Certificate

A valid travel insurance policy covering medical emergencies, with details like coverage amount, policy number, and travel dates.

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Additional Documents by Country

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Employment letter

stating your job role, approved leave dates, and purpose of travel for official or business reasons.
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University admission letter

confirming your enrolment, course details, and duration of study in the destination country.
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Business invitation letter

Issued by a registered company, mentioning the visit purpose and duration of stay.
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Travel consent letter

for minors travelling alone or with one parent, signed by the non-travelling guardian.
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Local sponsor details

including name, address, ID proof, and relationship with the traveller, if staying with a host.
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Vaccination certificates

Required by the destination country for entry or visa approval, including COVID-19 if applicable.

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Insurance-Specific Proofs

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Policy certificate 

With traveller’s name, policy number, travel dates, and sum insured clearly mentioned.
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Benefits summary

Listing key coverages like medical emergencies, hospitalisation, evacuation, and personal accident.
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Insurer contact details

For verification by visa authorities or immigration officers.
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Proof of payment 

Or premium receipt confirming that the policy is active and fully paid.

How to File a Travel Insurance Claim

File quick cashless claims with the IndusInd Insurance App. For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open the app and tap “InstaClaim.” 

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in

General Documents

1

Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.

2

For Medical Claims: Your medical bills, test reports, discharge summary, etc. They also need to show your name and treatment date, the type of illness and details of the items used for medical treatment.

3

For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft claims, you must get the report within 24 hours of you knowing that the item has gone missing.

4

Passport Loss: Original bills/receipts of costs incurred for a new/fresh passport.

Additional Documents

1

Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.

2

Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.

3

Flight Delays & Missed Connections: Confirmation from the airline, with the scheduled arrival time and the actual arrival time. The reason for the flight delay must be stated. Plus all original bills for additional costs.

4

For Third Party Liability: A police report and proof of judicial decision.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support.

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Things to Consider Before Buying Travel Insurance for Asia​

According to a report by WTW, the Asia-Pacific region is projected to have the highest medical inflation of 12.3% in 2025. Hence, your Asia travel insurance needs to cover all your medical costs.
Check if your policy covers pre-existing conditions and the circumstances under which coverage is provided. Our Asia Travel Care Policy offers this coverage for life-threatening complications.
Ensure coverage for lost or delayed baggage and crucial documents. Also, check how long the waiting period for luggage delays is. E.g., we cover luggage delays that exceed 12 hours.
Ensure that your insurer provides 24/7 customer assistance via email and call services for emergencies like medical crises or natural disasters, including cash assistance if stranded overseas.

Best Time to Visit Asian Countries

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Southeast Asia

  • Peak Season: This is the dry season (November to March).
  • Perfect for: Island-hopping in Thailand, exploring Vietnam's rice terraces, enjoying Cambodia’s Angkor Wat and relaxing in Bali.
  • Flights and Hotel Rates: Moderate to high; early booking is recommended. 
  • Return Airfare from India: Approximately ₹15,000–₹30,000. 
  • Keep in Mind: Rainy seasons vary by country; check for typhoon risks when visiting coastal areas.
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South Asia

  • Peak Season: Winter Season (October to March) 15°C to 28°C.
  • Perfect for: Beach holidays in Sri Lanka, trekking in Nepal, exploring Bhutan's monasteries, and desert safaris in Rajasthan.
  • Flights and Hotel Rates: Affordable to moderate; peak during the New Year.
  • Return Airfare from India: Approximately ₹8,000–₹30,000.
  • Keep in Mind: Plan your travel around major festivals to enjoy the local culture at a lower cost.
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East Asia

  • Peak Season: Pleasant Autumn (September to November)
  • Perfect for: Witnessing autumn leaves in South Korea, exploring Taiwan's night markets and hiking in Mongolia’s national parks.
  • Flights and Hotel Rates: Moderate; affordable airfare and accommodation prices.
  • Return Airfare from India: Approximately ₹30,000–₹55,000.
  • Keep in Mind: Pack layers for cool evenings, and plan your travel for October to avoid typhoon risks.

Top Things to Do in Popular Asian Countries

1

Beach Holidays in Thailand & Bali - Relax on the stunning beaches of Phuket, Krabi, and Bali. Enjoy island hopping, water sports, and vibrant beach nightlife.

2

Shopping & City Life in Singapore & Dubai - Experience luxury shopping on Orchard Road and Marina Bay in Singapore, or explore the malls and souks of Dubai.

3

Cultural Trips in Japan & South Korea - Visit ancient temples in Kyoto, attend a tea ceremony in Japan, or explore Korean palaces and local street food in Seoul.

4

Nature & Wellness in Sri Lanka & Vietnam - Enjoy tea plantations, wildlife safaris, and Ayurvedic retreats in Sri Lanka, or cruise through Ha Long Bay in Vietnam.

5

Adventure Sports in Nepal & Indonesia - Trek through the Himalayas in Nepal or dive in Indonesia’s coral-rich waters. Perfect for thrill-seekers and nature lovers.

6

Desert & Heritage Tours in UAE & Oman - Go dune bashing in Abu Dhabi or explore Oman’s forts, wadis, and desert landscapes.

Money-Saving Tips for Travelling in Asia

Transport & Local Commute

Use public transport like metros, buses, or shared tuk-tuks for local travel. Apps like Grab or Gojek offer affordable rides in many Asian cities.

Accommodation & Booking Hacks

Book hotels or hostels in advance through trusted platforms. Compare prices, use promo codes, and consider staying in budget guesthouses.

Attractions & Passes

Buy city passes or combo tickets for major attractions. Many cities offer tourist cards with discounts on entry fees and public transport.

How Travel Insurance Helps Save Money

Travel insurance can cover unexpected expenses like hospital bills, flight cancellations, or baggage loss, saving you from out-of-pocket costs.

Eat Like a Local

Skip expensive restaurants and try local street food or small eateries. It is cheaper, authentic, and often more delicious.

Currency Exchange Tips

Avoid airport currency counters. Use local ATMs or trusted exchange centres in the city for better rates.

Shopping Smartly

Bargain at local markets and avoid tourist traps. Shop where locals go for better prices and more authentic goods.

Free Activities & Walking Tours

Look for free museum days, public festivals, or guided walking tours offered in major cities. They offer great value at no cost.

Tips to Have a Safe Trip to Asia

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Passport and Visa

Keep these documents handy, along with a copy of your travel itinerary. A protective case can prevent damage.

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Local Transportation Apps

Use apps like ​Naver Map (South Korea) or ​Moovit for real-time public transit updates and route planning.

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Language Support Apps

Apps like ​Papago (for Asian languages) and iTranslate can ease your travels in non-English speaking destinations.

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Travel Insurance

Save a soft copy of your travel insurance policy to your phone or cloud storage for instant access.

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Connectivity

Check international roaming packages or buy a local prepaid SIM. Portable Wi-Fi devices are another option.

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Cash and Digital Payments

Many East Asian destinations, like Taiwan or Mongolia, prefer cash, but major cities have cashless options.

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Forex and Credit Cards

Preload a forex card for budgeting convenience, or use credit cards for added perks like travel rewards.

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Packing Essentials

Lightweight clothing, comfortable walking shoes, and an adaptor for East Asian outlets are a must.

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Be Cautious with Public Wi-Fi

Use VPNs when accessing sensitive information to protect yourself against cyber threats on unsecured networks. 

Why Choose IndusInd for Asia Travel Insurance?

Visa-Friendly Insurance Documents

Get instant access to insurance certificates that meet the requirements of Asian embassies, simplifying your visa application process.

Affordable Premiums with High Coverage

Enjoy wide coverage for medical and travel-related issues at affordable premiums. Our plans offer excellent value for money.

Quick Claims Processing

IndusInd ensures fast and hassle-free claims with dedicated customer support, so you are not left waiting when it matters most.

Coverage for All Traveller Types

From business travellers and students to families and senior citizens, there is a plan suited for every kind of journey across Asia.

Customisable Plans

IndusInd offers travel insurance plans tailored for solo travellers, students, and families, covering medical emergencies, trip issues, and baggage loss.

24/7 Global Assistance

IndusInd offers 24/7 global emergency support and a fully digital journey, from instant policy purchase to quick, convenient claims.

How is IndusInd Asia Travel Insurance Better?

Features

IndusInd Individual Travel Plan

IndusInd Family Travel Plan

Other Insurer

Medical Expenses

$500,000

$250,000

$250,000

Personal Liability

$250,000

$200,000

$125,000

Baggage Loss

$1,500

$1,000

$800

Loss of Passport

$300

$300

$300

Trip Cancellation

$600

$600

$500

Personal Accident

$30,000

$25,000

$25,000

Disclaimer: The metrics provided in the table above are subject to change. For more detailed information, you can check your policy documents or contact us.

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About IndusInd General Insurance

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

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Travel Insurance - Disclaimer

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Disclaimer: Travel insurance coverage is subject to policy terms, conditions, exclusions, geographical limits and plan selection. Benefits may vary depending on the product variant, destination, age and coverage opted.

Applicable UIN: IndusInd Travel Care Policy – RELTIOP08002V010708

For detailed disclosures, premium illustrations and benefit limitations, please refer to the Travel Insurance Disclaimer page.

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Frequently Asked Questions (FAQs)

Is travel insurance mandatory for visiting Asian countries?

Travel insurance is mandatory for some Asian countries, such as the UAE and Qatar, especially when applying for a visa. Even if not required, it is strongly recommended to protect against medical and travel-related emergencies.

What is the minimum coverage required for Asia travel?

The minimum coverage for Asia travel insurance varies by country. Most destinations require coverage for medical emergencies, hospitalisation, and repatriation. Travel plans generally come with a minimum sum insured of around $100,000.

Does Asia travel insurance cover COVID-19?

Yes, all IndusInd Asia travel insurance plans automatically cover COVID-19. This includes hospitalisation, doctor visits, and quarantine-related costs if you test positive while travelling. Policyholders are also protected for any similar pandemic-related illnesses they may contract overseas.

Can senior citizens buy Asia travel insurance?

Yes, senior citizens can buy IndusInd Asia Travel Insurance (formerly Reliance Asia Travel Insurance). Our age-specific plans offer benefits like medical cover, emergency assistance, and pre-existing condition add-ons for older travellers.

Is one policy valid for multiple Asian countries?

Yes, one IndusInd Asia Travel Insurance policy can cover multiple countries. It is perfect for multi-country trips like Thailand, Singapore, and Malaysia. Just ensure all your destinations are part of the covered region.

When should I buy Asia travel insurance?

It is best to buy Asia travel insurance immediately after booking your trip. Early purchase ensures coverage for cancellations, delays, and unexpected events before your departure.

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