Individual Travel Insurance Plans for Any Destination, Starting at Just ₹306*
-
Up to $500,000 cover
-
Flight cancellation covered
-
Baggage loss covered
Individual Travel Insurance
Individual travel insurance protects you against travel-related risks such as missing your flight, losing your passport or luggage and sudden medical emergencies during your trip. This type of travel insurance is designed to cover one person during their trip.
With 84% of Indians planning solo trips and more women embracing solo journeys, travel insurance is a necessity. Most countries require it for their visa processes, and it’s also an affordable way to cover unexpected travel disruptions like hospitalisations and missed connecting flights. You also get coverage for visits from your family members for extended hospital stays during your trip.
IndusInd General Insurance (previously known as Reliance General Insurance) makes everything easy, from buying your policy in under 60 seconds to quick, cashless claims covered up to $500,000. We ensure you are protected every step of the way so you can travel stress-free.
Whether you're backpacking across Europe or taking a last-minute business trip, IndusInd individual travel insurance (formerly Reliance individual travel insurance) ensures you’re never alone in a crisis. We offer financial protection and support exactly when you need it.
Coverage up to $500,000
Broad, dependable high-level cover
24/7 Customer Support
Always-on caring assistance
Cover Flight Cancellations
Trip interruption safeguard included
No Health Screenings
Straightforward approval, no checks
Types of Travel Insurance for Individual Travel
IndusInd General Insurance (previously Reliance General Insurance) offers tailored protection for solo travellers and covers several destinations worldwide. The duration of your trip does not matter, as we cover trips as long as 180 days and even extend up to 365 days.
1
Single Trip Travel Insurance
This plan is perfect for one-time travellers, as it offers comprehensive coverage for a single journey. It provides full policy benefits designed to fit the specific needs of a solo traveller.
2
Multi-Trip Travel Insurance
This plan is ideal for frequent travellers, this plan provides year-round coverage for multiple trips, protecting against medical emergencies, trip delays, baggage loss and passport issues.
IndusInd Individual Travel Insurance Coverage
Travel Plan (excluding USA & Canada)
This plan highlights the main benefits and coverages provided by our Individual travel plan. It encompasses all international locations, excluding the US and Canada.
| Features | Standard | Worldwide (excluding USA & Canada) |
|---|---|---|
Medical expenses | $100,000 | $500,000 |
Personal liability | $100,000 | $100,000 |
Personal accident | $20,000 | $30,000 |
Total loss of baggage | $1000 | $1000 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $25/day (maximum cap of 6 days) | $60/day (maximum cap of 6 days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ₹1,00,000 | ₹1,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Travel Plan (Worldwide)
The essential benefits and coverages of our Individual travel plan are outlined below. This plan covers all countries, including the US and Canada.
| Features | Standard | Worldwide |
|---|---|---|
Medical expenses | $250,000 | $500,000 |
Personal liability | $200,000 | $250,000 |
Personal accident | $25,000 | $30,000 |
Total loss of baggage | $1200 | $1500 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $50/day (maximum cap of 6 days) | $60/day (maximum cap of 6 days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ₹2,00,000 | ₹3,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Disclaimer: The complete list of coverages under our plans are given in the policy document linked here.
IndusInd Individual Travel Insurance: Inclusions and Exclusions
Inclusions
Medical Emergency: Emergency medical expenses for any sudden illness/injury during your trip
Trip and Baggage Delay: Trip delay, cancellation and interruption due to reasons out of your control
Passport and Baggage Loss: Loss of passport, along with loss or delay of checked-in baggage for over 12 hours
Emergency Assist: In-hand emergency cash in case you lose your money due to theft during your trip
Pre-Existing Disease: Life-threatening complications from a pre-existing illness that need immediate medical attention
Exclusions
Medical Tourism: Medical tourism, cosmetic or plastic surgery and planned treatments abroad.
Undisclosed Pre-Existing Disease: Medical costs of undisclosed pre-existing conditions and travelling against your doctor’s advice
Maternity Cover: Childbirth or any pregnancy-related issues if you’re more than 30 weeks pregnant.
Legal Action: Damage due to legal violations that could result in your passport being seized by customs or local police.
Disclaimer: For the complete list of inclusions and exclusions, please refer to the policy wording linked here.
Planning a Solo International Trip?
Speak to Our Expert Advisors
How to Apply for Your Travel Insurance Policy
Select Trip Type
Fill out the form above and choose the purpose of your trip.
Enter Your Details
Add your travel dates, contact details, and your destination to the form.
Complete KYC
Enter your phone number and quickly complete the KYC process.
Pay & Get Policy
Make a quick online payment and receive your travel insurance policy.
Travel insurance starting at just ₹306*
Pack Your Bags, We've Got the Rest!
From medical emergencies to lost baggage, IndusInd Travel Insurance keeps you covered every step of your journey. Instant purchase, zero hassle.
How to Claim IndusInd Individual Travel Insurance?
Cashless
Contact us by email or our helpline for any medical emergency overseas.
Confirm if the hospital will accept the cashless claim, and submit the claim form.
The EASP will assess the claim along with the submitted documents.
We place a Guarantee of Pay (GoP) to the hospital upon approval.
You can pay first and claim costs later if the hospital does not agree to the GoP.
Reimbursement
Notify the Emergency Service Assistance Provider (EASP) by email or phone.
Fill out the claim form and email all required documents.
Contact us at 022 4890 3009 for assistance or WhatsApp us at 7400422200.
IndusInd Care or Europ Assistance will review the claim to determine its approval.
After approval, the compensation amount or refund will be transferred to you.
Factors to Consider While Buying Individual Travel Insurance
Things To Keep on Hand When Travelling Abroad
Travel Insurance
Great to have a soft copy downloaded on your phone or saved to Google Drive for quick access. You can also download the IndusInd Insurance App for easy access to your travel policy and our claims service during your trip.
Passport and Visa
You’ll need these two documents at all times, along with your boarding pass from the moment you set foot into the airport to taking your return flight back home. So, make sure you keep them on hand.
International Roaming or Local SIMS
Your choice will depend on what makes sense for you. You can check if your phone supports eSIMs, which can make adding local carriers a lot easier. WiFi is another consideration since not all places have public WiFi.
Forex Cards/Credit Cards
Forex cards help you stick to a budget since you can preload them and offer better ATM withdrawal rates than debit/credit cards. Meanwhile, credit cards offer extra benefits like airport lounge access and reward points.
Cash
It is always advisable that you carry local currency to ensure you are not stuck when in places that are cash-heavy especially for your local purchases and small value expenses. For eg. Countries like Japan are cash-forward.
Useful Apps
Apps like Trainline, Rome2Rio, Citymapper and even Google Maps can simplify commutes when travelling within city. Google Translate and Currency Converter Calculator can be great for non-English speaking countries and anyone travelling on a budget.
How is IndusInd Individual Travel Insurance Better?
Features | IndusInd Individual Travel Plan | IndusInd Family Travel Plan | Other Insurer |
|---|---|---|---|
Medical Expenses | $500,000 | $250,000 | $500,000 |
Personal Liability | $250,000 | $200,000 | $500,000 |
Baggage Loss | $1,500 | $1,000 | $300 |
Loss of Passport | $300 | $300 | $250 |
Trip Cancellation | $600 | $600 | $500 |
Personal Accident | $30,000 | $25,000 | $15,000 |
International Travel Insurance For Popular Destinations
USA
Canada
Australia
Japan
China
Key Takeaways
IndusInd individual travel insurance (previously Reliance individual travel insurance) is designed with solo travellers in mind. It offers benefits such as medical emergency coverage, compassionate visit benefits, home burglary insurance, luggage delay coverage and more starting at just ₹306 per month*.
Since solo travel is booming across India, with more people than ever choosing to explore the world on their own terms, a travel insurance plan is a great way to cover any emergency costs. Most popular destinations like Japan, Abu Dhabi (UAE), Europe, USA and Canada have high medical costs, so a travel plan with a high sum insured is non-negligible regardless of whether it’s mandatory to cover any emergency expenses.
With IndusInd General Insurance, you get coverage up to $500,000, cashless claims at any hospital overseas, quick online claims and sn instant policy purchase process. IndusInd individual travel insurance is not just a smart move; it is a must-have for every solo adventurer.
Relevant Links for Travel Insurance
Travel Insurance for Top Destinations
Download our IndusInd General Insurance App now!
