Individual Travel Insurance

Individual travel insurance protects you against travel-related risks such as missing your flight, losing your passport or luggage and sudden medical emergencies during your trip. This type of travel insurance is designed to cover one person during their trip.

With 84% of Indians planning solo trips and more women embracing solo journeys, travel insurance is a necessity. Most countries require it for their visa processes, and it’s also an affordable way to cover unexpected travel disruptions like hospitalisations and missed connecting flights. You also get coverage for visits from your family members for extended hospital stays during your trip.

IndusInd General Insurance (previously known as Reliance General Insurance) makes everything easy, from buying your policy in under 60 seconds* to quick, cashless claims covered up to $500,000*. Our digital-first approach ensures any trip emergencies you experience are quickly addressed and resolved via our dedicated customer support team. We ensure you are protected every step of the way, so you can travel with confidence.

IndusInd Individual Travel Insurance Benefits

100% SI Restoration

If a medical claim uses up your policy’s sum insured (SI), we will automatically restore up to the full amount.

Refund on Visa Rejection

If your visa application gets rejected, you will receive a 100% refund* of premiums paid for your travel insurance plan.

Delayed or Cancelled Trips

We cover reasonable expenses if your trip is delayed, cancelled or interrupted due to emergencies out of your control

We Cover Lost Luggage

Get coverage for delayed or lost checked-in bags by your airlines. We cover urgent costs for clothes and toiletries.

Quick Claims via Phone

We offer smartphone-enabled claims processes with cashless services at any hospital overseas with Europ Assistance.

24/7 Support Worldwide

We offer 24/7 support through email, helpline and the IndusInd Self-i app. Call us anytime from anywhere in the world!

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Travel Insights

In a recent survey, 35% travellers said they bought insurance primarily because they feared issues like delayed flights or moved reservations. 29% were worried about potential health issue, 18% found it value for money.

This shift shows that Indian travellers making individual travel insurance an essential part of their travel.

Why 5 Crore+ Policyholders Trust Us?

Whether you're backpacking across Europe or taking a last-minute business trip, IndusInd individual travel insurance (formerly Reliance individual travel insurance) ensures you’re never alone in a crisis. We offer financial protection and support exactly when you need it.

Instant Policy Purchase

No medical tests or paperwork needed

Premiums Start at 306/month*

All-encompassing global coverage

99.57% Claim Settlement* Ratio*

Quick cashless claims on the go

24/7 Worldwide Support*

Whenever and Wherever you need

Types of Travel Insurance for Indiviudal Travel

IndusInd General Insurance (previously Reliance General Insurance) offers tailored protection for solo travellers and covers several destinations worldwide. The duration of your trip does not matter, as we cover trips as long as 180 days and even extend up to 365 days.

1 Single Trip Travel Insurance

This plan is perfect for one-time travellers, as it offers comprehensive coverage for a single journey. It provides full policy benefits designed to fit the specific needs of a solo traveller.

Explore Plan

2 Multi-Trip Travel Insurance

This plan is ideal for frequent travellers, this plan provides year-round coverage for multiple trips, protecting against medical emergencies, trip delays, baggage loss and passport issues.

Explore Plan

IndusInd Individual Travel Insurance Coverage

Travel Plan (excluding USA & Canada)

This plan highlights the main benefits and coverages provided by our Individual travel plan. It encompasses all international locations, excluding the US and Canada.

Features	Features	Features
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$100,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1000	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (Max of 6 Days)	$60/day (Max of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Travel Plan (Worldwide)

The essential benefits and coverages of our Individual travel plan are outlined below. This plan covers all countries, including the US and Canada.

Features	Features	Features
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Disclaimer: The complete list of coverages under our plans are given in the policy document linked here.

IndusInd Individual Travel Insurance: Inclusions and Exclusions

What is Covered?

Medical Emergency: Emergency medical expenses for any sudden illness/injury during your trip

Trip and Baggage Delay: Trip delay, cancellation and interruption due to reasons out of your control

Passport and Baggage Loss: Loss of passport, along with loss or delay of checked-in baggage for over 12 hours

Emergency Assist: In-hand emergency cash in case you lose your money due to theft during your trip

Pre-Existing Disease: Life-threatening complications from a pre-existing illness that need immediate medical attention

What is Not Covered?

Medical Tourism: Medical tourism, cosmetic or plastic surgery and planned treatments abroad.

Undisclosed Pre-Existing Disease: Medical costs of undisclosed pre-existing conditions and travelling against your doctor’s advice

Maternity Cover: Childbirth or any pregnancy-related issues if you’re more than 30 weeks pregnant.

Legal Action: Damage due to legal violations that could result in your passport being seized by customs or local police.

Self-Negligence: If you missed your flight due to personal delays or missing documents

Disclaimer: For the complete list of inclusions and exclusions please refer to the policy wording linked here.

Planning a Solo International Trip?

Speak to our Expert Advisors

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How to Buy IndusInd Individual Travel Insurance?

Step

Go to Our Website

Go to the IndusInd General Insurance portal > Choose “Travel Insurance”

Step

Enter Your Details

Choose the travel and Enter your details > Click 'Find My Perfect Plan'

Step

Choose Plan Type

Select the SI amount under the plan > Click on “Buy Now”

Step

Review and Buy

Pay using one of the online payment options > Get your policy instantly

IndusInd Individual Travel Insurance

Jet-setting alone? We’re with you all the way!

Whether it's a trip to Europe or the USA, we offer flexible plans that complement your travel plans. Go solo, stay secure with our Individual Travel Insurance.

Get Covered

How to Claim IndusInd Individual Travel Insurance?

Medical Claim

Confirm if the hospital wants to accept the cashless claim, and submit the claim form.

The EASP will assess the claim along with the submitted documents.

We place a Guarantee of Pay (GoP) to the hospital upon approval.

You can pay first and claim expense later if the hospital does not agree to the GoP.

Non-Medical Claim

Notify the Emergency Service Assistance Provider (EASP) by email or phone.

Fill out the claim form and email all required documents.

IndusInd Care or Europ Assistance will review the claim to determine its approval.

After approval, the compensation amount or refund will be transferred to you.

Disclaimer: For precise claim-related information, please refer to policy documents or get in touch with our customer helpline.

Factors to Consider While Buying Individual Travel Insurance

Your single-policy travel insurance plan must offer protection for hospitalisation and emergency evacuation, besides covering other medical expenses.

Your travel insurance should cover the entire length of your trip, whether it is a short vacation or a longer stay. We cover 180 consecutive days that can be extended to 365 days.

Your policy should cover travel and accommodation costs of a close family member if you are hospitalised abroad for an extended period. A familiar face by your side can make your stay feel lonely and overwhelming.

If your luggage is stolen, lost, damaged or delayed, and you lose your personal belongings, your travel insurance should compensate for this.

Choose a travel insurance plan with robust and round-the-clock customer service. IndusInd General Insurance (previously Reliance General Insurance) offers 24/7 emergency assistance for all our policyholders.

Your policy should enable you to tailor coverage as per your needs and travel duration. This ensures you get coverage that suits your needs and preferences.

You should always choose an online insurer like us that offers an easy and efficient claim process with cashless claim settlement at any hospital overseas.

Things To Keep on Hand When Travelling Abroad

Here are is the list of some of the useful things that you might need when abroad.

Travel Insurance

Great to have a soft copy downloaded on your phone or saved to Google Drive for quick access. You can also download the IndusInd Self-I App for easy access to your travel policy and our claims service during your trip.

Passport and Visa

You’ll need these two documents at all times, along with your boarding pass from the moment you set foot into the airport to taking your return flight back home. So, make sure you keep them on hand.

International Roaming or Local SIMS

Your choice will depend on what makes sense for you. You can check if your phone supports eSIMs, which can make adding local carriers a lot easier. WiFi is another consideration since not all places have public WiFi.

Forex Cards/Credit Cards

Forex cards help you stick to a budget since you can preload them and offer better ATM withdrawal rates than debit/credit cards. Meanwhile, credit cards offer extra benefits like airport lounge access and reward points.

Cash

It is always advisable that you carry local currency to ensure you are not stuck when in places that are cash-heavy especially for your local purchases and small value expenses. For eg. Countries like Japan are cash-forward.

Useful Apps

Apps like Trainline, Rome2Rio, Citymapper and Google Maps can simplify commutes when travelling within the city. Google Translate and Currency Converter Calculator (iOS & Android) can be great for non-English speaking countries and anyone travelling on a budget.

How is IndusInd Individual Travel Insurance Better?

How is this product is better than any other plan?

Features	IndusInd Individual Travel Plan	Insurer A	Insurer B
Medical Expenses	$500,000	$500,000	$500,000
Personal Liability	$250,000	$100,000	$250,000
Baggage Loss	$1,500	$500	$750
Loss of Passport	$300	$300	$300
Trip Cancellation	$600	$500	$1,500
Personal Accident	$30,000	$15,000	$20,000

International Travel Insurance For Popular Destinations

USA

Canada

Australia

Japan

China

South Korea

Singapore

Thailand

Germany

France

Italy

Spain

Greece

Mexico

Brazil

Argentina

South Africa

New Zealand

United Arab Emirates

Key Takeaways

IndusInd individual travel insurance (previously Reliance individual travel insurance) is designed with solo travellers in mind. It offers benefits such as medical emergency coverage, compassionate visit benefits, home burglary insurance, luggage delay coverage and more starting at just ₹306 per month*.

Since solo travel is booming across India, with more people than ever choosing to explore the world on their own terms, a travel insurance plan is a great way to cover any emergency costs. Most popular destinations like Japan, Abu Dhabi (UAE), Europe, USA and Canada have high medical costs, so a travel plan with a high sum insured is non-negligible regardless of whether it’s mandatory to cover any emergency expenses.

With IndusInd General, you get coverage up to $500,000*, cashless claims at any hospital overseas, quick online claims and instant policy purchase. IndusInd individual travel insurance is not just a smart move; it is a must-have for every solo adventurer.