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Important do's and don'ts for policy holders
Do's
- Pay premium by cheque/DD/payorders/Online payment modes
- Insist for receipt of premium paid
- Fill up the proposal form yourself and give complete & factual information, false or misleading information may lead to dispute at the time of claim
- Disclose all material facts viz. any disease suffered in the past, details of claims taken on the expiring policy,
- On receipt, verify policy details. In case of any discrepancy, report immediately to avoid any inconvenience
- Provide updated address and contact no for correspondence
- Buy policies from Licensed IRDA agents & brokers
- Please report if policy is not received within 15 days after payment of premium
Don'ts
- Don't pay cash to any unauthorized person
- Don't sign a blank proposal form
- Don't provide false or misleading information
- Don't leave any portion of the proposal form blank or unanswered
- Don't share sensitive information viz. credit card, debit card, bank details etc over phone to the tele caller
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- Car Insurance
- Bike Insurance
- Scooter Insurance
- Travel Insurance
- Health Insurance
- Motor Insurance
- SME Insurance
- Workmen Compensation Insurance Policy
- Group Health Insurance
- Professional Indemnity Insurance
- Directors and Officers Liability Insurance
- Standard Fire and Special Perils Policy
- Shopkeepers Package Policy
- Marine Cargo Insurance
- Contractors Plant and Machinery Policy
- Public Liability Insurance Policy
- Contractor All Risk insurance
- Erection All Risk insurance
- Pradhan Mantri Fasal Bima Yojana