E-Challan Chandigarh

In earlier days, traffic police used to manually catch rule breakers and write challans on paper. This old method was slow, and sometimes the police could not see all the violations happening around the city. Now, a new e-challan Chandigarh system is in place that utilises cameras to monitor roads continuously. These cameras take pictures when someone breaks traffic rules and then send a message to the vehicle owner's phone with the fine details.

Chandigarh city has placed these smart cameras on many roads and traffic signals around the area. When drivers jump red lights or drive too fast, the cameras detect the violation right away. After taking the picture, an online challan is created, which gets sent to people through text messages.

This new system has brought many benefits to Chandigarh residents and the traffic police alike. People can now pay their traffic fines online from home instead of visiting police stations. They receive instant SMS alerts about their violations with clear photo proof. Most importantly, this system has made roads safer because drivers know they are being watched constantly.

What Information is Provided on the E-Challan Chandigarh?

Basic Challan Details

Every e-challan in Chandigarh shows important information that helps people understand their traffic fine. The challan has a unique number that acts like an ID for that specific violation. People can see the exact date and time when they broke the traffic rule, along with the fine amount.

Violation Information

The e-challan explains exactly what traffic rule was broken by the driver. It mentions if someone jumped a red light, drove too fast or forgot to wear a helmet while riding. The e-challan Chandigarh also shows the speed limit for that road and the speed of your vehicle, in the event of a speeding case.

Evidence and Verification

Each e-challan includes photo evidence that proves the violation actually happened. These pictures clearly show the vehicle number plate and capture the exact moment when the traffic rule was broken. The pictures also show the name of the road and a traffic light to help you figure out where they are.

How to Pay E-Challan in Chandigarh?

Through Parivahan Portal

Step 1

Visit the Parivahan website and go to the online services section to find the e-challan option.

Step 2

Click on "Pay Online" and enter your vehicle number, driving license number or challan number as required.

Step 3

Make sure to fill the captcha correctly and click on "Get Details" to see all your pending challans.

Step 4

Select the challan you want to pay from the list and choose your preferred payment method.

Step 5

Complete the payment and save the receipt safely as proof of payment for future reference.

Through the Chandigarh Traffic Police Website

Step 1

Go to the official Chandigarh Traffic Police website and click on the "Service" tab from the main menu.

Step 2

Select the "Check Your Pending Challan" option, which will redirect you to the payment page automatically.

Step 3

Enter your vehicle details or other required information and click "Get Details" to view pending challans.

Step 4

Choose the challan you wish to clear and select your convenient payment mode from the available options.

Step 5

Make the payment and download the confirmation receipt to keep as proof of successful payment.

Time Limit for Paying E-Challan Chandigarh

People who receive traffic challans in Chandigarh need to pay them within 60 days from the date they get the notice message. If you don't pay your E-Challan Chandigarh within this time period, the fine amount will increase significantly and additional penalty charges may be added to your original challan amount. After 90 days without payment, the case can go directly to court, where you will have to appear personally before a judge for a hearing.

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Process steps

How to Check the Status of E-Challan Chandigarh?

E-challan - Motor

Visit Parivahan

Visit Parivahan website, click “Online Services” & select “eChallan” option from the menu.

Enter Details

Enter your challan number, vehicle registration number or driving licence number in fields.

Retrieve E-Challans

Click the search button to retrieve your complete e-challan list from the database.

Review E-Challan

Review the displayed e-challan list showing all pending and paid traffic violations.

Click and Pay

Click on a specific challan to view detailed status, payment information and violation details.

What to Do if a Wrong Chandigarh Police Challan Has Been Issued?

Sometimes people receive traffic challans even when they have not broken any rules or were not at the location mentioned. This can happen due to camera errors, wrong number plate reading or mistaken identity of vehicles. When you get a wrong E-Challan in Chandigarh, you do not need to pay it and can file a complaint to cancel it. There are two main ways to dispute your challan - online through websites or offline by visiting police stations.

Online Process

Collect all evidence like GPS data, parking receipts and photos that prove you weren't at the location.

Go to the official Parivahan website and choose the "Complaint" option from the main menu on the homepage.

Fill all required details like name, mobile number, challan number, licence number, state and issue type.

Explain your problem clearly and upload supporting documents, then enter the captcha code to proceed further.

Click Submit and enter the OTP sent to your mobile, then confirm again for the e-ticket number for follow-up.

Offline Process

Gather physical evidence like photos, parking tickets and witness statements that support your innocence.

Call the traffic police helpline at 1073 and explain your situation to register a complaint over the phone.

Visit the nearest traffic police station in person and meet the officer to explain your grievance clearly.

Submit your complaint letter along with all supporting documents and evidence to the concerned officer.

Get an acknowledgement receipt from the police station and keep copies of all documents for future reference.

New Traffic Fines List for Chandigarh

Offence Description	First Offence Fine (₹)	Second Offence Fine (₹)	Vehicle Type
Driving without a licence	₹5,000	₹5,000	All
Driving under the influence/drunken driving	₹10,000 + 6 months jail	₹10,000 + higher jail	All
Riding/driving while on mobile/dangerous driving	₹2,000	₹10,000	All
Driving despite disqualification	₹10,000	₹10,000	All
Not giving way to emergency vehicles	₹10,000	₹10,000	All
Riding without helmet (rider/pillion)	₹1,000	₹1,000	Two-wheeler
Allowing an unauthorised person to drive	₹5,000	₹5,000	All
Overloading (goods vehicle)	₹20,000	₹20,000	Goods vehicle
Overboarding passengers (per extra)	₹200 per person	₹200 per person	Passenger vehicles
Driving without insurance	₹2,000	₹4,000	All
Driving without seat belt	₹1,000	₹1,000	Four-wheeler
Overspeeding (LMV)	₹1,000	₹2,000	Light vehicles
Overspeeding (Heavy vehicles)	₹2,000	₹4,000	Heavy vehicles
Racing/Speeding	₹5,000	₹10,000	All
Disobeying traffic signal/red light	₹1,000	₹2,000	All
Driving without PUC certificate	₹2,000	₹5,000	All
Vehicle without permit	₹10,000	₹10,000	All
Driving without/expired registration (2W)	₹3,000	₹5,000	Two-wheeler
Driving without/expired registration (others)	₹5,000	₹10,000	Four-wheeler
Driving without/expired fitness certificate	₹5,000	₹10,000	All
Triple riding on two-wheeler	₹1,000	₹1,000	Two-wheeler

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Importance of Motor Insurance for Vehicles in Chandigarh

Having motor insurance is not just a good idea but a legal requirement under the Indian Motor Vehicle Act 1988 for all vehicle owners. In Chandigarh, motorists will be fined ₹2,000 for the first offence and ₹4,000 for each subsequent offence if they are caught driving without proper insurance. Beyond the financial penalty, driving without insurance can lead to serious legal troubles and leave vehicle owners personally responsible for all damages in case of an accident.

Let's say you’re driving on Chandigarh's Rock Garden road. Another reversing car hits your car while parking, damaging the side panels and mirrors. With IndusInd motor insurance (formerly Reliance motor insurance), these repair expenses are fully covered, and we also help you settle the bill without any cash payment if you choose to repair the vehicle at one of our 11,000+ network garages* across India.

Chandigarh's wide roads and heavy traffic also make it prone to accidents, especially during peak hours when vehicles move at high speeds. Road accidents can cause major damage to your car's body, engine or electrical systems, leading to expensive repairs that can cost lakhs of rupees. That's why IndusInd General Insurance (formerly Reliance General Insurance) offers comprehensive coverage with 13+ add-ons*, including Zero Depreciation coverage, to help Chandigarh residents minimise their out-of-pocket expenses and drive with complete confidence.

Stay safe on Chandigarh's roads by following traffic rules and protecting your vehicle with reliable motor insurance coverage.

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Frequently Added Questions (FAQs)

Will claim reimbursement be made in foreign currency?

No, all reimbursements are processed in Indian Rupees, based on the exchange rate applicable on the date of the incident or billing.

What should I do in case of lost passport or baggage?

File a police complaint at the local station and obtain a report. Also, inform the airline (for baggage loss) and file a PIR. These reports are needed for claim processing.

How do I track the status of my claim?

Claim status can be tracked via the Reliance customer portal or by contacting the claims assistance helpline with your reference number.

How long does it take to settle a claim?

If all documents are in order, most claims are settled within 10 to 15 working days. Complex cases may take slightly longer.

What is the time limit to report a claim?

Claims should be reported within 24–48 hours of the incident. Delay in notification may impact claim approval unless a valid reason is provided.

What documents are needed for a reimbursement claim?

You must submit the filled claim form, original hospital bills, medical reports, passport copy with visa stamps, boarding pass, and any other relevant documents.

What is Senior Citizen Travel Insurance?

Senior Citizen Travel Insurance is a specially designed policy that provides financial protection to individuals above 61 years of age when travelling abroad. It offers coverage for medical emergencies, hospitalisation, baggage loss, trip delays, and more, ensuring peace of mind during international travel.

Who is eligible for this policy?

Any Indian citizen aged 61 years and above can purchase this policy. It is suitable for both solo senior travellers and those travelling with family members.

Why is travel insurance important for senior citizens?

With advancing age, the risk of medical complications increases. This policy ensures that senior travellers are protected from high medical costs abroad, and provides additional coverage for travel-related contingencies like missed flights or lost baggage.

Is any medical test required before policy issuance?

A medical test may be required for applicants above a certain age or with disclosed health conditions. In most cases, a tele-underwriting process is followed to assess eligibility.

Can a family member buy the policy on behalf of a senior citizen?

Yes, a family member can assist with the purchase as long as accurate information is provided. The policy must still be issued in the name of the senior traveller.

Can the policy be purchased at the last minute?

Yes, the policy can be bought even on the day of travel, provided the trip hasn’t started. However, it is advisable to purchase the policy in advance to avoid last-minute technical issues.

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*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff.

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