Tyre Protection Cover in Car Insurance
-
Up to 90% Discount*
-
11,000+ Network Garages*
-
AI-Assisted Claims on Self-i*
What is Tyre Protection Cover?
Tyre protection cover is a valuable add-on cover in car insurance that protects your car’s tyres from damage. Tyres endure the most wear and tear due to rough road conditions, potholes, long-distance travel, rain, etc,. This tyre insurance cover ensures that you are financially protected if they need repair or replacement.
Drive on highways or through adverse weather conditions with IndusInd General Insurance’s Tyre Protection Cover in car insurance, without worrying about out-of-pocket expenses related to tyre maintenance. We ensure your peace of mind and protect the most valuable part of your car, giving you the best driving experience every time.
Since tyre wear and tear are unavoidable, the expenses required for their repair and replacement are also unavoidable. Damage to your car's tyres can be caused by various reasons. Since they carry the entire weight of your trip quite literally, they require adequate protection.
Regular car Insurance does not cover damages to your car’s tyres. Thus, we offer car tyre insurance add-on that give financial protection for repairing or replacing damaged tyres and tubes. We also cover the cost of consumables while repairing your tyres' accidental damages.
We offer this optional add-on with our standalone own-damage car insurance and comprehensive car insurance plans. This ensures that you secure overall protection for your car and car parts
Why 5 Crore+ Policyholders Choose Us?
IndusInd Motor Insurance (formerly Reliance Motor Insurance) offers tailored motor insurance plans to minimise your out-of-pocket expenses during unexpected emergencies. To provide maximum protection, our plans are bundled with:
Up to 5 years Coverage*
Long and short term plans
Up to 90% Discount*
Save more with our online plans
13+ Add-On Covers*
Customise and enhance coverage
AI-Assisted Claims*
Quick claims via our Self-i app
Features of Tyre Protection Cover
| Features | Benefits |
|---|---|
Online Processes | |
Minimal Paperwork | We require little to no paperwork while buying or claiming our tyre protection cover. |
Network Garages | You get access to over 11,000+ cashless garages nationwide for quick and convenient repairs. |
Cost of Tyre Repairs and Replacements | Specifically covers the cost of repairing or replacing damaged tyres due to road hazards like punctures, cuts and impacts. |
Quick Claim Survey | You can expect a quick response to your claim request for damaged tyres within 48 hours. |
24x7 Expert Assistance | |
No-Claim Bonus Retention | If you claim your insurance only for tyre damages or replacement, it will not affect your no-claim bonus eligibility at the time of policy renewal. |
Higher Claim Frequency | You can claim your tyre protection add-on cover for a maximum of four replacements in a policy year. |
Cover for Labour Charges | We also cover the labour charges associated with repairing or replacing the damaged tyres. |
Cover for Consumables | Our add-on covers the cost of consumables incurred while repairing or replacing the damaged tyres. |
What Does Tyre Insurance Cover: Inclusions and Exclusions
What's Covered?
Damages to tyres due to wear and tear, accidents.
Labour charges incurred during the repairing and replacement of tyres.
Up to four replacements will be covered in a policy year.
Replacement of tyres of the same or similar make and specification.
What's Not Covered?
Loss or damage from normal wear and tear, such as unevenly worn tires from steering geometry problems that go beyond the manufacturer's specified bounds or wheel balancing issues, suspension component etc.
Loss or damage caused by modifications not approved by the tyre manufacturer.
Loss or damage caused by failing to perform routine maintenance as advised by the manufacturer.
Repairs not done at an authorised garage.
When is a Car Tyre Insurance Cover Not Applicable?
When the driver is found to be driving without a valid driving licence, vehicle registration certificate and PUC.
When the driver is found to be driving under the influence of alcohol or other drugs.
When the damages are incurred due to hard driving, such as in a race or other illegal activities.
Where the unused tread depth is less than 3 mm.
When a fraudulent claim is made.
When the tyre replacement is completed without informing us about the details of the new tyre.
When damages are done due to poor workmanship during repair work.
When the loss or damage has resulted from a manufacturing defect or design.
=
Who Should BuyIndusInd Tyre Protector Insurance Add-on Cover?
Frequent Drivers
If you cover long distances regularly, especially on highways, tyre protection is crucial to safeguard against wear and tear.
Rough Terrain Drivers
It is ideal for those regularly driving on rough terrains, uneven roads or off-road conditions where the risk of tyre damage is high.
City Travellers
It is also ideal for those who travel to cities for work or other daily activities. These roads often expose the tyres to potholes resulting in tyre damage.
Expensive Car Owners
Premium car owners must have this add-on cover to protect their premium tyres from costly repairs and replacements.
Long-Term Car Owners
For those who plan to keep their vehicle for a long time, this cover reduces the costs of damage to tyres from wear and tear.
New Car Owners
Our car tyre insurance cover is especially for new car owners to keep tyres in optimal condition during the initial years.
How to Buy/Renew Car Tyre Insurance Online
Steps to Buy Tyre Insurance
- Visit the official IndusInd General Car insurance.
Input your contact details, such as mobile number and email ID. Enter your car’s registration number.
Get an instant quote based on your selections and car’s model.
- Choose a plan and Select the tyre protection add-ons and add more if needed.
You will be displayed a price based on the add-ons and plan selected. Confirm and complete the payment.
Steps to Renew Tyre Insurance
Visit our official Renew Car Insurance
Enter the information asked, such as policy number, contact details, etc.
Add the tyre protection add-on cover along with any other add-on that you may need.
Claim your no-claim bonus, depending on the eligibility.
Verify your selections and complete the payment to renew your alloy wheel & tyre insurance.
How to Claim IndusInd Tyre Insurance Cover?
You can benefit from our tyre protection add-on cover by claiming your insurance in the following two ways:
Cashless Claims
Step 1
Initiate your cashless car insurance claim for damaged tyres within 24 hours.
Step 2
Tow your car to one of our authorised network garages near you.
Step 3
We will send one of our surveyors to inspect your claim and the damages to your car and tyres.
Step 4
Get your repair work done from the network garage once we approve the claims.
Step 5
After the repairs have been completed, we will settle the bill directly with the garage.
Reimbursement Claims
Step 1
Register your claim for repair tyre damages with us using any of the methods mentioned above.
Step 2
Take/tow your car to any of the authorised garage of your choice.
Step 3
Complete the repair or replacement of damaged tyres at the garage and collect the repair estimates, bills or invoices.
Step 4
Fill out the claim form and attach all the necessary documents and bills with the form.
Step 5
Submit the complete paperwork to get the cost of damages reimbursed by us.
Disclaimer for Relaince General Insurance!
Documents Required:
FIR (in case of a claim for theft)
Policy document
NOC of the financer
Copy of registration certificate
Copy of driving licence
Garage name (with contact details)
How is Tyre Protection Cover Claim Calculated?
The Insurance Regulatory and Development Authority of India (IRDAI) has set specific guidelines for calculating the tyre protection claim limits.
Based on that, we calculate the claim by evaluating the Mean Residual Tread Depth of the damaged tyre(s) at the time of loss, which is measured from the centre of the thread.
| |
|---|---|
Unused tread depth of <3 mm | |
Unused tread depth of >=3 to <5 mm | |
Unused tread depth of >=5 to <7 mm | 75% of the cost of new tyre(s) |
Unused tread depth of >=7 mm | 100% of the cost of new tyre(s) |
Relevant Links for Car Insurance
Car Insurance for Top Car Brands
Disclaimer:
*T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale. Details mentioned here are for the product- IndusInd Private Car Package Policy. UIN: IRDAN103RP0010V02100001; IndusInd Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; IndusInd Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819;
Download our Self-i App now!
Support test
Edit Policy Details
Download Policy
Check Policy Status
My Service Requests
My Bookmarks
Buy
+91 123456789
Help
+91 123456789
Agent
+91 123456789
support@reliancegeneral.co.in
WhatsApp Us
Customers can contact us between 10:00AM to 06:00 PM
Become an Agent
Wish to become an agent with Reliance?