Hyundai car insurance plans at just ₹238/month*
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Up to 90% Discount
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11,000+ Network Garages
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Buy, Renew & Claim on App
Hyundai Car Insurance
Hyundai cars are known for their modern design, advanced safety features and fuel efficiency. From compact models like the Grand i10 for city driving to premium SUVs like the Creta and Tucson for long-distance travel, Hyundai offers a wide range of vehicles to suit every need. But no matter how reliable or feature-packed they are, Hyundai cars still need protection against unexpected damage.
For example, city driving can put your car at risk of scratches and dents from tight parking spaces or congested traffic. A sudden downpour during the monsoon could lead to water damage in low-lying areas, especially to sensitive electrical components and sensors. With IndusInd Hyundai car insurance, repair costs for these types of accidental and weather-related damages are fully covered, so you’re not left paying for repairs out of pocket.
At IndusInd General Insurance (formerly Reliance General Insurance), we've made it simple to buy and renew your Hyundai car insurance. You can even download your policy instantly through the IndusInd Insurance app and keep it stored on your phone, so your insurance details are always just a tap away.
With an IndusInd Hyundai car insurance policy, you are covered against unpredictable road risks and rising repair costs. Our car insurance plans offer comprehensive financial protection and smooth, cashless repairs, ensuring your premium driving experience stays uninterrupted while safeguarding you from expensive accidental damages.
15+ Add-On Covers Available
Extra covers for enhanced protection
Up to 3 Years Coverage*
Get long and short-term coverage with us
Video Claims Feature on Our App
File quick cashless claims via mobile
24/7 Customer Assistance*
Get support from anywhere in India
Why Do You Need Hyundai Car Insurance?
Legal Mandate
Car insurance is legally required for all vehicle owners in India. If you own a Hyundai, whether it’s a city-friendly i10 or a highway-ready Creta, you must have valid insurance. Driving an uninsured car in India can lead to fines between ₹2,000 and ₹4,000, and in some cases, imprisonment of up to 3 months.
High Quality Repairs
Hyundai cars, from the compact Grand i10 to the premium Tucson, are built for a smooth drive, but frequent runs through traffic-clogged city streets or long highway trips can take a toll. For example, sudden braking in stop-and-go traffic can lead to a minor collision with the vehicle in front of you, here your car insurance will cover all repair cost.
Covers Car Theft
Popular Hyundai models like the Creta and Verna are often targeted for theft in major cities such as Mumbai, Hyderabad and Delhi due to high resale demand. With prices reaching up to ₹25 lakhs*, our car insurance helps yoau recover from total loss-type incidents like theft by paying you the IDV amount. Opt for the Return to Invoice add-on, and you’ll get the original invoice price.
Covers Natural Disasters
Hyundai cars are known for their reliable engines, but floods and waterlogging during the monsoon can cause severe damage, especially in cities like Chennai or Kolkata. Our comprehensive car insurance plan covers such damage under the Engine Protect add-on, ensuring you don’t bear the cost of engine repairs after heavy rains or similar events.
Covers Fire and Fire-Related Damage
Even though fire incidents are rare, they can cause major losses, particularly for Hyundai’s EV range, like the IONIQ 5. Fire accidents can destroy critical components of your EV car, such as the battery pack or electric motor. Our car insurance protects against accidental fires and offers EV-specific add-ons that cover the battery, motor and onboard charger. This way, your Hyundai is safeguarded against both conventional and EV-specific fire risks.
Network Garages and Spare Parts
Hyundai has an extensive service network of 1550 service points* across India. However, finding a Hyundai service garage near you isn’t always possible or accessible in every city, making it difficult to reach garages that guarantee genuine parts or standardised service. With us, you get access to a wide cashless garage network of 11,000+ garages* where only authorised Hyundai parts are used.
Types of Hyundai Car Insurance Plans
Comprehensive Car Insurance
Our comprehensive car insurance offers dual protection, which covers both third-party damages and repairs to your Hyundai vehicle. For example, if your Hyundai gets into a collision, this policy helps cover repair costs for both vehicles involved. You also get access to 10+ add-ons and 3 EV-specific add-ons to enhance your coverage further.
Pay As You Drive Car Insurance
Perfect for Hyundai owners who drive less. So if you work from home, own multiple cars or use public transport regularly, you can save on premiums with this usage-based plan. This plan calculates premiums based on how many kilometres you drive. Choose between 2,500–10,500 km* annually, with a 125 km grace buffer*. You can carry forward unused kilometres and top up anytime if needed.
Third-Party Car Insurance
This is legally mandatory for every motor vehicle owner in India. It’s also our most budget-friendly plan. It covers any damage or injury you may cause to others in an accident. For new Hyundai car owners, we offer 1- to 3-year plans, where you pay the premium once and stay covered for up to three years without renewals.
Own Damage Car Insurance
If you already have third-party insurance, this standalone policy covers damage only to your Hyundai car. You can choose from short-term* or long-term options, ranging from 1 month up to 1 year*. This is ideal if you want temporary coverage during risky periods like monsoons or need extended coverage without buying a full comprehensive policy.
Key Features of IndusInd Hyundai Car Insurance
IndusInd General Insurance offers features tailored to the way Hyundai cars are typically driven- daily commutes in city traffic, weekend road trips or navigating narrow lanes in smaller towns. Our plans are designed to match your Hyundai’s performance, comfort and versatility on Indian roads.
Key Features | Descriptions |
|---|---|
Starting Premiums | ₹238/month* |
IDV Customisation | Available |
Coverage Offered | Own Damage & Third-Party Liability |
Discounts | Up to 90%* |
NCB Discount | Up to 50%* |
Quick Claims Process | Cashless + Survey is initiated within just 24 hours of claim initiation* |
Smartphone-enabled claims | Video claim feature via IndusInd Insurance App |
Network Garages | 11,000+ network garages across India |
Instant Buying/Renewal | Quick policy purchase and instant renewal |
Add-Ons | 15+ Add-ons and 3 specific add-ons for EV cars |
Personal Accident (PA) Cover | Additional PA cover of up to ₹15 lakhs is available |
24/7 Customer Support | Accessible through WhatsApp and Calls |
Disclaimer: Please refer to the official policy documents for detailed information.
What is Covered?
Accidents and Collisions: Our plan covers the repair costs for damage to your Hyundai Insurance insurance caused by a road accident.
Third-party Damages: Our Hyundai Insurance insurance covers the cost of repairing damage to someone else’s vehicle or property.
Natural/Man-Made Disasters: We cover repair costs from natural disasters like floods and earthquakes, as well as man-made calamities like burglary, strikes, etc.
Fire or Explosion: Repair costs for your Hyundai Insurance insurance for damage due to fires, explosions, self-ignition and lightning strikes will be covered.
Theft: Offers compensation by paying the IDV amount to you for loss due to car theft.
What is Not Covered?
Depreciation: Depreciation of Hyundai Insurance insurance parts typically isn't covered, but we do cover it under the nil dep add-on.
Law Violations: We cover all accidental damage except for ones that arise due to law violations.
Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchasing your Hyundai Insurance insurance, you'll need to opt for add-on coverage.
Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.
Want to know which policy is the best for your Hyundai Car?
Talk to Experts!
Hyundai Car Insurance Add-Ons
Add-ons are designed to provide extended coverage for the repair costs of parts that are not covered by the base car plan. These also ensure that you can save more on your Hyundai car insurance with add-ons like NCB retention cover. So, whether it is a petrol car or a modern Hyundai EV, our wide range of add-ons ensures top-notch coverage for all.
Nil Depreciation
Money Saver
Also known as bumper-to-bumper cover, it offers full reimbursement for plastic, rubber and fibre parts without depreciation. Ideal for Hyundai car owners, as replacements for trims and panels can be expensive.
Pay-As-You-Drive Cover
Money Saver
It helps you adjust your premium cost based on your car's usage and distance driven. This means you only pay for the distance driven by your car each year rather than paying a flat rate.
Return-to-Invoice Cover
Money Saver
If your insured car is declared a total loss due to a major accident or theft, this cover helps you receive compensation as per the original price of the car. So, you’ll be paid the full invoice amount you originally paid for your car.
Engine Protection Cover
Extra Car Protection
Covers repair or replacement costs for your Hyundai’s engine if it’s damaged due to water ingression, oil leakage, or hydrostatic lock. Particularly useful for models like the i20 or Verna in flood-prone cities.
Tyre Protection Cover
Extra Car Protection
Covers repair or replacement costs for tyres damaged due to bursts, punctures, or cuts. Ideal for Hyundai SUVs like the Tucson, where a single tyre replacement can cost ₹12,000–₹18,000.
Key Replacement Cover
Extra Car Protection
Pays for the cost of replacing lost or stolen keys, including electronic key fobs and reprogramming. Very useful for Hyundai models with smart key systems like the Venue or IONIQ 5, where replacement costs can be high.
Consumables Cover
Money Saver
Covers the cost of consumables such as engine oil, brake oil, nuts, bolts and washers during repairs. Hyundai owners benefit as these small parts aren’t normally covered but are essential in restoring cars like the Creta or Venue after an accident.
RIM Protection Cover
Extra Car Protection
Covers the repair or replacement of damaged alloy or steel rims. This is useful for Hyundai cars like the Creta or Verna, where premium alloy rims are standard and costly to replace after pothole or curb damage.
Roadside Assistance
Extra Car Protection
Offers immediate help in case of breakdowns, flat tyres, towing, or battery jump-starts. Perfect for long drives in your Hyundai Alcazar or highway trips in the Kona Electric, where service stations might be scarce.
Personal Belongings
Extra Car Protection
Covers theft of personal belongings from your Hyundai’s locked cabin. Beneficial if you frequently keep laptops, documents, or valuables in your car during city commutes or road trips.
Daily Allowance Benefit
Money Saver
Pays a fixed daily amount for travel expenses while your Hyundai is in the garage for repairs for more than three days*. Handy if you rely on your Santro or Aura for daily commutes and need an alternative mode of transport.
EMI Protection Cover
Money Saver
If your Hyundai is under a loan and becomes unusable due to damage or loss, this add-on pays your EMIs if the repair takes longer than 21, 42, or 63 days*. Ideal for higher-priced models like the Tucson or IONIQ 5, where monthly instalments can be substantial.
NCB Retention Cover
Money Saver
This allows you to retain your No Claim Bonus even after filing a claim, provided it meets certain conditions. Hyundai owners can use this to protect premium discounts accumulated over claim-free years.
Voluntary Deductible
Money Saver
Pick a repair cost share upfront and watch your Hyundai insurance bill drop every renewal. Works great for drivers who keep a clean record and barely ever need to raise a claim.
Replacement Car
Extra Car Protection
A Hyundai in the garage shouldn’t mean your life stops. Get a standby car instantly and carry on with your meetings, pickups and daily plans without missing a single beat.
EV Battery Protection
EV Car Protection
This add-on covers the expenses to repair damages caused to your Hyundai EV’s battery from accidents, impacts, water ingress or power surges. Repairing the battery of an EV model can be expensive; thus, with this cover, you reduce a massive out‑of‑pocket expense.
Electric Motor Protect
EV Car Protection
With this cover, repair your Creta Electric in case the EV motor fails due to motor damage, overheating, short circuits or impact. Reduce your repair expenses, especially the expensive ones like the EV motor repair.
EV Charger Cover
EV Car Protection
Insure your car from the expensive repair expenses of your EV charged in case it is damaged by a rodent, fire, power surges or theft. With this add-on, you can rest assured that your Hyundai EV’s charging setup is secure.
Preferred Network Garage Benefit
Extra Car Protection
Skip the long queues and slow repairs. Take your Hyundai to a priority partner garage and enjoy faster turnaround, smoother approvals, and an easy experience from start to finish.
Hospital Cash Cover
Extra Car Protection
Accidents bring more than just car damage - hospital stays hurt too. Get a daily cash payout after any Hyundai accident injury to handle bills, meals and medicines without any financial stress.
Up to 90% Discount*
Easy Video Claims via App*
11,000+ Network garages
Factors Affecting Hyundai Motor Insurance Premium for Car Models
Your car insurance’s premium depends on several factors, such as your choice of plan, the market value of your car, make and model, modifications, etc. These factors indicate the type of coverage needed, and the price is set accordingly.
Insured Declared Value (IDV)
Insured Declared Value (IDV) represents the highest amount you can claim under your car insurance policy in case of total loss. It is derived from the current market value of your Hyundai car. A higher IDV means higher premiums, but it also ensures more coverage. So, it’s important to choose an amount that is not too high but enough to ensure adequate coverage.
Make and Model
The specific model and variant of your Hyundai car are important factors taken into account for calculating the cost of insurance premiums. Generally, high-end Hyundai car variants attract higher premiums compared to base models.
Type of Policy
Your Hyundai car insurance premium cost can also vary based on the type of policy. For instance, third-party car insurance comes at a lower cost than comprehensive car insurance. The reason behind this is the difference in the coverage limits of different policies.
Add-On Covers
Choosing add-ons is the best way to extend protection to car parts that are not covered in the base plan, like accessories/car modifications and the car engine. Some add-ons also help save more money, such as the NCB retention cover. While this results in a nominal increase in the premium cost, it can ensure more savings in the long-term since it can help minimise your out-of-pocket costs.
Claim History
Frequent claims to repair accidental damage to your car may indicate that your car is at a higher risk of future damage. Since we must provide you with more extensive coverage for your car, the premium for your car insurance will also be higher to support your frequent claims and coverage needs.
Installing Anti-Theft Devices
By installing ARAI-certified anti-theft devices, you enhance the protection of your car against theft attempts, making it more difficult to steal. This reduces the risk profile for your Hyundai car from the insurance companies' perspective. And a lower risk profile can equate to reduced premiums. You also get a 2.5% discount on premiums, making it especially attractive if you’re looking to lower premiums while ensuring more protection for your Hyundai car.
Step 1: Inform Us
You must inform us within 24 hours of the incident and register your claim. You can do this on the IndusInd Insurance app.
Step 2: Claim Verification
Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim.
Step 3: Self Inspection
You can also opt for a self-inspection via the IndusInd Insurance app's live video survey feature or by submitting photos.
Step 4: Claim Approval
Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.
Step 5: Bill Settlement
After we approve, we pay the bill directly to the garage once repairs are done. You will only need to pay mandatory deductibles (if any).
Step 1: Initiate the Claim
initiate a claim for damage, total loss or theft, you’ll need to inform us within 24 hours.
Step 2: Visit Garage
Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.
Step 3: Register Claim
Register your claim on our website. Download and fill out the claims form and upload it with your other documents.
Step 4: Upload Documents
As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate
Step 5: Money Transfer
Upon approval of your claim, we will transfer the claim amount directly to your bank account.
Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Top Hyundai Car Models & Prices
Hyundai cars are preferred for their modern aesthetics, advanced technology and strong safety features. The brand combines reliability with comfort and fuel efficiency, making it a trusted choice for Indian families and everyday users.
Models | Ex-Showroom Price (in Delhi as of Aug ‘25)* |
|---|---|
New Alcazar | ₹14,99,000 |
Creta N Line | ₹16,93,300 |
i20 N Line | ₹9,99,500 |
All New Verna | ₹11,07,400 |
New Venue | ₹7,94,100 |
All New i20 | ₹7,50,900 |
Aura | ₹6,54,100 |
i10 Nios | ₹5,98,300 |
Creta Electric | ₹17,99,000 |
New Tucson | ₹29,26,800 |
Note: Prices of the given Hyundai cars can vary based on location and current market scenarios. The displayed prices are for the basic models and will vary based on your choice of car as well. Get in touch with your local car dealership for accurate information or visit the official Hyundai website.
Key Takeaways
Whether you drive your Hyundai to work every day, take weekend road trips, navigate busy city streets, or use it for long highway journeys, it still needs proper insurance coverage. Accidents, waterlogging during monsoon, or even damage to sensors and electronics from minor collisions can lead to costly repairs.
That is why it is essential to protect your Hyundai with a reliable car insurance plan. With IndusInd Hyundai Car Insurance (previously known as Reliance Hyundai Car Insurance), you get coverage starting at just ₹238/month*, along with 24/7 customer support and a fully digital claim process. We cover accidents, fire-related incidents and natural disasters such as floods and cyclones, along with third-party liability protection.
Plus, with repairs done at any of our 11,000+ cashless network garages, you won’t have to worry about upfront payments; we’ll settle the bill directly with the garage. Protect your Hyundai today with a customised car insurance plan designed to suit your driving needs and get complete peace of mind every time you hit the road.
Hyundai Car insurance starting at just ₹238 per month*
Get full-circle protection for your Hyundai!
From damage and theft to add-ons like roadside assistance, we’ve got you covered.
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