Hero Glamour Bike Insurance starting at ₹19/month*
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Up to 80% Discounts
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11,000+ Network Garages
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AI-Assisted Claims via App
Hero Glamour Insurance
The Hero Glamour is a suitable choice for riders seeking a reliable and fuel-efficient bike for daily use. It is generally used by students, office-goers, and small business owners who rely on their bikes for everyday travel. The bike is designed for city roads and regular use; it is built to handle short trips, traffic and long workdays. The bike's 10-litre fuel tank, 124.7 cc engine, upright ergonomics, premium style and affordability make it a perfect companion for routine commuting.
As the Hero Glamour is built for daily use, the risk of accidents and third-party liability is very high. For instance, while being stuck in heavy traffic, a tiny mistake can lead to an accident and cause damage. In such cases, glamour bike insurance becomes your helping hand, covering the cost of repairs.
With us, managing your bike insurance has never been simpler with the IndusInd Insurance app. The application lets you buy, renew and manage your policy in one place. You get quick support and help when needed. The application makes the hero glamour insurance process manageable and convenient for the customers.
IndusInd General Insurance (Formerly Reliance General Insurance) offers complete protection for your Hero Glamour bike. From 24*7 customer support to a vast cashless garage network and comprehensive protection, they ensure your daily rides stay smooth, stress-free and safe.
Get Up to 5 Years Coverage
Buy once and get covered for 5 years
Up to 15+ Add-On Covers Available
Extend your scooter's coverage
Video Claims Feature on Mobile
File claims on your mobile via our app
Instantly Renew via Mobile
Just tap, pay and renew your policy!
Why Do You Need Hero Glamour Bike Insurance?
Legally Mandatory
Under Indian Motor Laws, every Hero Glamour owner must have third-party bike insurance. If you get caught riding without a valid policy, then you can face fines and penalties. Hero Glamour is a daily commuter bike, which increases exposure to accidents and checks. Having insurance ensures legal compliance from the start and protects you from unnecessary liabilities that may arise during commuting.
Covers Repair Costs
Hero Glamour is a regular-use bike; it is exposed to speed breakers, potholes and traffic. The bike can face issues such as brake damage, suspension wear, side panel cracks, and scratches from minor accidents. Even small repairs can be expensive if you do not have insurance. Glamour bike insurance helps reduce out-of-pocket repair costs, so you can fix damage promptly and continue commuting without stress.
Covers Bike Theft
Bikes are generally parked outside the offices and markets, which increases the risk of theft. If your bike gets stolen, replacing a bike worth ₹85,000 can be very expensive for you. That’s where insurance steps in! The theft-related losses are covered under Hero Glamour Insurance as per the bike’s IDV. This helps you in recovering easily, financially and mentally.
Covers Natural Calamities
Natural calamities like floods, storms, etc, are also covered by the Hero Glamour insurance. Waterlogging can cause rusting and damage the electrical parts and brakes of your bike. Whereas storms can collapse the bikes and dent the panels. These issues can quickly raise your repair bills. But if you have glamour bike insurance, it covers all such losses.
Covers Damage Caused by Fire
If your Hero Glamour bike is damaged by fire, insurance helps cover those costs. Lightning strikes, a short circuit, or any kind of fire can cause damage to your bike. The fire damage makes the bike unusable, which is why its repairs are very costly. Hero Glamour insurance covers these expenses and keeps you safe from financial troubles.
Covers Network Garages and Spare Parts
Did you know nearly 20% of road accidents involve counterfeit parts? Hero Glamour owners benefit from wide service networks, but genuine repairs can be costly. With the right insurance plan, you get access to authorized garages and genuine spare parts for high-quality repairs.
Types of Hero Glamour Bike Insurance Plans
Comprehensive Bike Insurance
This is a comprehensive plan that covers both damage to your own bike and third-party coverage. It combines own-damage protection and third-party cover in one policy. For instance, if your bike is involved in an accident and damages another vehicle, this plan will help you pay for your bike's repairs and compensate the other party. It also covers fire, floods, theft and other natural disasters.
Third-Party Bike Insurance
The third-party insurance for Hero Glamour covers death, injury or property damage caused to another person in an accident. This is mandatory under Indian motor laws and helps you stay legally compliant at a low cost. However, this plan does not include damage to your own bike. In case your bike gets damaged in an accident, the repair expenses must be paid by you unless you add your own damage cover.
Short Term Own Damage Bike Insurance
Short-term own-damage bike insurance covers your Hero Glamour against accidents, fire, theft, and natural disasters for a limited period, starting from 1 month*. This plan works well only if you have a valid third-party policy. It is useful if you need temporary protection and ride your bike occasionally without committing to a full-year plan. This makes it a cost-effective short-term option.
Long Term Own Damage Bike Insurance
This glamour bike insurance covers your bike against damage caused by natural disasters, accidents, or theft for 1 year. This policy is renewed annually. It must be integrated with an active third-party cover. For instance, if your bike hits a divider or panel and the fuel tank is damaged, this plan will help cover repair costs that a third-party policy may not cover.
Key Features of IndusInd Glamour Insurance
IndusInd Hero Glamour insurance offers several useful features to protect your bike on the busy Indian roads. From purchasing policy online to managing claims, the process is quick. Read below to learn more about the features of Hero Glamour Insurance.
Key Features | Descriptions |
|---|---|
Starting Premiums | Starts at ₹19/month* |
Coverage Offered | Own Damage + Third-Party (Available separately or bundled together) |
Discounts | Up to 80%* + Up to 50% No Claim Bonus* |
Cashless Claims | Zero upfront payment* (Does not include mandatory deductibles and co-payments) |
Network Garages | 11,000+ authorised cashless garages |
Smartphone-Enabled Claims Process | Quick claims via the app |
Instant Buying/Renewal | Buy through the website or the app |
Add-Ons Available | 10 Add-On Covers Available* |
Personal Accident Cover | ₹15 lakh PA cover* (Available as an additional cover) |
24/7 Customer Support | Through phone, WhatsApp and email |
Disclaimer: Please refer to the official policy documents for detailed information.
What's Covered
Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.
Third-Party Liability - Injury or property damage caused to others.
Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.
Theft Protection - Full reimbursement for a stolen vehicle or its parts.
Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.
Transit Coverage - Protection during vehicle transport by road, rail, air or lift.
What's Not Covered
Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.
Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.
Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.
Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.
Looking for help in choosing a Hero Glamour insurance plan?
Get in touch with us
Hero Glamour Bike Insurance Add-Ons
Add-ons provide extra protection to your policy. Every add-on has a different price, and hence it increases the premium. Below is the list of some of the most famous add-ons that you can buy with your insurance plan.
Nil Depreciation
MOney Saver
This add-on provides a full claim amount for fibre, rubber and plastic parts without any depreciation deduction during repairs. Also, it ensures maximum coverage for replacement parts affected by wear and tear.
Key Replacement
Extra Bike Protection
This covers lockset changes and key replacement costs if you lose your bike’s keys. It reduces the chances of theft and other security risks. It covers costs up to 1% of the claim amount or ₹500, whichever is higher.
NCB Retention Cover
Extra Bike Protection
This add-on lets you file one claim each year while retaining your NCB discount. It keeps your accumulated benefits safe, so you get discounted renewal premiums despite making a claim.
Engine Protector
Money Saver
This add-on protects against costly engine repairs from weather or accidental damage. It covers engine damage from water ingress, oil leakage, mechanical failures, and hydrolock, which are not included under a standard policy.
Helmet Cover
Money Saver
This add-on covers the cost of replacing your helmet if it is damaged or stolen. It is a useful add-on as bike helmets are quite expensive.
Two-Wheeler Assistance
Money Saver
Assists with flat tyres, breakdowns, lockout situations and fuel delivery with on-site repairs and towing. This add-on makes sure that you get roadside assistance whenever you need it.
EMI Protection Cover
It pays up to 3 loan EMIs if your bike is in the garage for 21, 42, or 63 days due to accidental damage. So, even if your bike takes time to repair, you won’t fall behind on your loan payments.
Tyre Protection
This add-on covers the replacement/repairs of bulged, burst, or cut tyres caused by poor road conditions. It also covers wheel balancing and labour costs. All claims must be made within 3 working days to be approved.
Consumable Cover
It covers the cost of replacing nuts, bolts, engine oil, brake fluid, etc, during repairs not covered in the standard policy. It safeguards against massive expenses for items that comprise about 40% of the bill for repairs.
Voluntary Deductible Cover
The voluntary deductible is the amount you agree to pay per claim before we cover the rest. If you choose it, your premium will be reduced. You need to pay this amount first for every claim before your insurance coverage steps in.
Daily Allowance Cover
You get a daily fixed amount for transportation substitute if bike repairs due to accidental damage take more than 2 days. It provides financial support for travel expenses when your Hero Glamour is under repair.
Hospital Cash Cover
If you get hospitalised for more than 24 hours because of an accident, then you get a daily payout. The coverage kicks in when your hospital stay exceeds 7 days. Also, you get an additional amount for recovery.
Rim Protector
This add-on is made to help you when a bike's wheel rims get damaged and unusable. This covers the repair or replacement of damaged rims, labour costs, consumables, wheel alignment, and wheel balancing.
Return to Invoice (RTI)
If your Hero Glamour is stolen or deemed a loss after an accident, you can get your bike’s original price. Not only this, but road tax, one-time registration charges, and insurance costs are also refunded. This makes it a valuable cover for your Glamour bike insurance policy.
Up to 80% Discount*
Quick Claims on Mobile
11,000+ Cashless Garages
Factors Affecting Two-Wheeler Insurance Premium
Several factors determine glamour bike insurance price, such as the bike’s model, variant, place of registration and more. They are listed below:
Type of Coverage
The Hero Glamour insurance mainly depends on the type of coverage. A comprehensive plan is expensive because it covers damage to your own bike because of theft, accidents, fire and natural disasters. Third-party insurance is legally mandatory and affordable, but it only covers the damage caused to others. Adding your own damage coverage slightly increases the premium, but it also offers broader protection.
Vehicle Modifications
The modifications increase the replacement and repair costs. For example, changes like electrical modifications, customised parts, and performance upgrades can raise the overall value and risk of the bike. In case modifications are not declared, the claims might be affected. When modifications are declared, the coverage remains accurate, and the premium is revised accordingly.
Anti-Theft Devices
By installing anti-theft devices approved by ARAI, you can reduce the chances of theft risk, which will lead to a decrease in premiums. These devices keep your bike safe from theft if your bike is parked outside. The discount might not be huge, but it can help in reducing the overall insurance cost. So, to get maximum benefits, always make sure that the anti-theft device is approved and properly installed.
Make & Model
The model and make of your bike also affect the premium. For instance, the insurance premium for Hero Glamour is different from that of other Hero bikes. The reason is the bike's variant, engine capacity and price. The expensive variants have a high IDV, which increases the damage premium. However, the old bikes have low IDV, which reduces the premium.
Add-On Covers
While add-on covers offer you a more comprehensive financial protection, they also increase your premium. Popular add-ons include Engine Protect, zero depreciation and roadside assistance. These add-ons can reduce out-of-pocket expenses for daily commuters during claims. For example, zero depreciation can improve payout on parts replacement. The more add-ons you choose, the higher your premium will be.
No Claim Bonus (NCB)
NCB is a reward given for safe riding. If you don’t make any claim in a given year, then you get a discount on own damage premium at renewal. This discount increases with time. NCB helps in reducing premiums for the bike owners who ride properly and avoid claims.
Step 1
Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your mobile app account.
Step 2
Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.
Step 3
You could also use the mobile app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.
Step 4
Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).
Step 5
Get repairs done at the network garage and have the expenses covered by us.
Step 1
Notify us immediately after the incident to begin the claim process. You can do this via phone 022-48903009 (Paid) or online on our website.
Step 2
Choose any garage for vehicle repair and retain the original invoice and receipts.
Step 3
Pay for the repair upfront and collect all payment receipts for submission to the insurer.
Step 4
Submit the claim form along with invoices, receipts and necessary supporting documents.
Step 5
Receive reimbursement for the repair costs after claim approval from us.
Please Note: To find the complete list of claims documents you can visit our motor claims page.
Insure the Best Parts of Your Hero Glamour
Hero Bike Price for Different Models
Bike Name | Engine | Delhi Ex-Showroom Price |
|---|---|---|
Hero Glamour Drum Brake OBD2B | 124.7cc | ₹81,313 |
Hero Glamour Disc Brake OBD2B | 97.2cc | ₹85,001 |
Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your bike from. The prices mentioned above have been taken from this source.
Key Takeaways
Hero Glamour bike insurance is made for riders who use their bike regularly. As the Hero Glamour is a daily commuter, it is prone to real-world risks such as pothole damage, bumper-to-bumper traffic, monsoon-related issues and theft. This all makes bike insurance a practical safeguard for everyday riders.
With IndusInd General Insurance (Formerly known as Reliance General Insurance), you can get full protection against accidents, natural disasters, fire, theft, along with compulsory third-party cover. The Hero Glamour insurance price begins from ₹19/month*, making it an affordable option for budget-conscious riders. Purchasing the policy online is quick, so you can get insured in minutes without lengthy paperwork.
Not only this, but also Hero Glamour bike offers 24/7 customer support and 11,000+ network garages* for cashless repairs. The IndusInd Insurance app makes it more convenient for you by allowing quick claim initiation and tracking, saving time during emergencies.
Moreover, you can get up to 80% off and a 50% no-claim bonus*. Overall, it is ideal for customers who want reliable protection along with long-term savings.
Bike Insurance Starting at Just ₹19/month!*
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Purchase or renew your policy online in just a few steps. Reach out to our support team for timely assistance and claim guidance.
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