Bajaj Pulsar Insurance

The Bajaj Pulsar is one of India’s most popular sports bikes, known for its aggressive styling and powerful performance.

As an owner, protecting your Pulsar with comprehensive two-wheeler insurance is essential. Plus, under the Motor Vehicles Act, 1988, riding without third-party coverage can lead to fines of up to ₹4,000 and imprisonment for up to 3 months.

Beyond legal compliance, the Pulsar high-performance parts demand adequate coverage. If your bike suffers accidental damage, comprehensive insurance saves you from expensive repair costs.

At IndusInd General Insurance (formerly Reliance General Insurance), you can buy Bajaj Pulsar insurance online with a completely paperless process. Enjoy cashless repairs at 11,000+ network garages*, flexible premium options based on your bike variant**, instant policy delivery and zero paperwork.

Why US

Why IndusInd Bike Insurance?

IndusInd General Insurance (formerly Reliance General Insurance) provides comprehensive protection for your Bajaj Pulsar along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.

Model - Scooter

Get Up to 5 Years Coverage

Buy once and get covered for 5 years

Up to 15+ Add-On Covers Available

Extend your scooter's coverage

Video Claims Feature on Mobile

File claims on your mobile via our app

Instantly Renew via Mobile

Just tap, pay and renew your policy!

Why Buy Bajaj Pulsar Insurance?

Covers Damage from Fires

Given the lack of parking spaces in big cities, scooters are either parked on the road or in tight, open spaces. Now, if a fire broke out or a short circuit were to happen, it could spread quickly, leading to irreparable damage to your bike, which is why it’s important to have bike insurance coverage. With it, you’re covered for any fire or fire-related damage.

Network Garages & Genuine Spare Parts

Did you know that nearly 20% of all road accidents result from counterfeit parts? While getting parts for Bajaj Pulsar bikes is easy, it’s hard to know where most garages source their parts. With IndusInd bike insurance, you won’t ever face this issue. Our network garages only use genuine parts to ensure you get easy access to high-quality repairs.

Covers Natural Disasters like Floods

Bajaj bikes weigh around 160 kg*, making them easier to use but also more likely to get swept away or toppled in strong flood currents. This can lead to engine damage and rust formation if your bike is submerged, causing more damage. But with bike insurance, damage from natural disasters like floods is covered.

Covers Repair Costs

Like most bikes, the Bajaj Pulsar can result in stability issues when riding on poor city roads filled with potholes. This can require frequent repairs, such as front fork or suspension replacement, if you hit a particularly bad pothole, which can get expensive without bike insurance coverage.

Legal Mandate for All Owners

All bike owners in India are required to have at least third-party bike insurance. If you’re caught riding your Bajaj Pulsar without valid bike insurance, you’ll be fined ₹2,000 - ₹4,000 by the traffic police. And in more extreme cases, it could also lead to 3 months of imprisonment, so it’s best to insure your Bajaj Pulsar soon after purchase.

Covers Theft

Major cities like Delhi, Chennai, and Bangalore report high rates of theft, and the Bajaj Pulsar is also know to be stolen. Having bike insurance ensures you won’t take the financial hit if your bike is stolen. Your policy ensures you’re paid your bike's IDV amount if this ever happens.

Types of Bajaj Pulsar Insurance Plans

Comprehensive Bike Insurance

Comprehensive bike insurance for Bajaj Pulsar offers complete protection under one policy. It covers own damage from accidents, theft, fire, and natural disasters, along with third-party liabilities. This plan ensures peace of mind and financial security, making it the best choice for riders who want all-round coverage without compromise.

Third-Party Bike Insurance

Third-party bike insurance for Bajaj Pulsar is a mandatory policy that protects you from legal liabilities if your bike causes damage to another person or property. It’s affordable, easy to maintain, and ensures compliance with motor laws. This plan is ideal for riders seeking basic protection at a low premium without frequent renewal hassles.

Short Term Own Damage Bike Insurance

This plan offers an affordable way to cover your Bajaj Pulsar if you already have a third-party policy and need to cover your scooter against accidents, natural disasters and theft. This is a short-term plan that offers coverage starting from 1 month*. It's ideal for bike riders who only require coverage for a short period, and it's also more cost-effective than purchasing a 1-year plan.

Long Term Own Damage Bike Insurance

This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.

Key Features of IndusInd Bajaj Insurance

IndusInd Bajaj Pulsar insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.

Key Features	Descriptions
Starting Premiums	From ₹19 per month*
Coverage Offered	Own Damage + Third-Party (Available separately or bundled together)
Discounts	Up to 80%* + Up to 50% No Claim Bonus*
Cashless Claims	Zero upfront payment* (Does not include mandatory deductibles and co-payments)
Network Garages	11,000+ authorised cashless garages
Smartphone-Enabled Claims Process	Quick claims via the app + 24-hour claim survey* for in-person inspections
Instant Buying/Renewal	Available via the app and our website
Add-Ons Available	10 Add-On Covers Available*
Personal Accident Cover	₹15 lakh PA cover* (Available as an additional cover)
24/7 Customer Support	Through phone, WhatsApp and email

Inclusions & Exclusions

Inclusions and Exclusions of Bajaj Pulsar

Model - Scooter

What's Covered

Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.

Third-Party Liability - Injury or property damage caused to others.

Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.

Theft Protection - Full reimbursement for a stolen vehicle or its parts.

Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.

Transit Coverage - Protection during vehicle transport by road, rail, air or lift.

Model - Scooter

What's Not Covered

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.

Need Help Choosing a Bike Insurance Plan?

Talk to Our Expert Advisors

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Bajaj Pulsar Bike Insurance Add-Ons

Our bike insurance add-ons protect against depreciation deductions, engine repairs, and so much more to offer comprehensive bike protection for your Bajaj Pulsar. So if you find that you need extra protection in case you live in an accident-prone zone or just want to minimise your out-of-pocket expenses, our add-ons are the way to go.

Nil Depreciation Cover

Money Saver

Get complete peace of mind with Nil Depreciation Cover for your Bajaj Pulsar. This add-on ensures you receive the full claim amount for replaced bike parts without any deduction for depreciation. It’s the smartest way to protect your bike’s true value and avoid unexpected out-of-pocket expenses during repairs.

Consumables Cover

Extra Scooter Protection

Small parts matter too! The Consumables Cover takes care of essential items like engine oil, nuts, bolts, and washers used during repairs. These costs often go unnoticed in standard policies, but with this add-on, you’re fully covered, ensuring your Pulsar stays in top shape without hidden expenses.

Additional Third-Party Property Damage Cover

Extra Scooter Protection

Accidents can lead to costly third-party property damage. This add-on increases your coverage limit, giving you extra financial protection and peace of mind. Whether it’s a damaged car or property, you won’t have to worry about hefty bills—your Bajaj Pulsar insurance has you covered.

Personal Accident Cover

Money Saver

Safety first! This add-on provides additional compensation in case of accidental injuries, disabilities, or even death while riding your Pulsar. It’s an essential layer of protection for you and your loved ones, ensuring financial security during unforeseen events.

Emergency Medical Expenses

Money Saver

Accidents can lead to sudden medical costs. With this add-on, your hospital bills and ambulance charges are covered immediately after an accident. It’s a lifesaver for Pulsar riders, offering quick financial relief when you need it most.

Return-to-Invoice Cover

Money Saver

Don’t settle for less if your bike is stolen or totaled. Return-to-Invoice Cover reimburses the original purchase price of your Bajaj Pulsar, including taxes and registration charges. This ensures you recover your full investment, not just the depreciated value.

EMI Protection

Money Saver

If repairs take longer than 30 days, this add-on covers up to three months of your bike loan EMIs. It’s designed to keep your finances stress-free while your Pulsar is in the workshop, so you can focus on getting back on the road without worrying about loan payments.

Helmet Cover

Extra Scooter Protection

Your helmet is your first line of defense. This add-on replaces damaged helmets after an accident, ensuring you always ride safely. It’s a small but crucial protection for Pulsar owners who value safety and compliance.

How to Buy and Renew

How to Buy and Renew Bajaj Pulsar

Model - Scooter

Buy Online

Scroll up to the top of this page and enter your details.

If your two wheeler is brand new, click on "Bought a New Bike".

Select your two wheeler make/model and enter your registration and policy details.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Scooter

Renew Online

Go to the top of this page and click the "Renewal" tab.

Enter your mobile number or policy number and click Renew.

Review and modify (if needed) your existing two wheeler policy details.

Make the payment online depending on the price stated

The Bajaj Pulsar policy renewal will be complete

Homepage Curated Plans Client Extension

Factors Affecting Two-Wheeler Insurance Premium

Multiple factors determine your Bajaj Pulsar insurance premiums, from vehicle specifications and how much your scooter costs to the type of bike insurance coverage you choose

Type of Coverage

Third-party plans offer basic protection at lower costs, while comprehensive policies provide wider coverage, including own-damage protection. Although comprehensive plans may seem costlier, they safeguard you against repair expenses and accidental damages, making them a smart choice for Pulsar owners.

Make and Model

Premium rates vary based on your bike’s brand, model, and market value. The Bajaj Pulsar, with its 199.5cc engine and sporty design, falls under a higher premium bracket compared to smaller commuter bikes due to its performance and cost.

Vehicle Modifications

Any changes to your Pulsar original specifications—such as performance upgrades or cosmetic modifications—can increase your premium. Modified bikes pose higher risks and may require additional coverage for non-standard parts.

Add-On Covers

Optional add-ons like zero depreciation, engine protection, and roadside assistance can increase your premium. Choose only those add-ons that match your riding habits and usage. For instance, if you frequently ride in urban traffic, zero depreciation cover can be highly beneficial.

Anti-Theft Devices

Installing certified anti-theft systems can reduce your insurance premium through safety discounts. Insurers often offer up to 2.5% discount for bikes equipped with advanced security features, making it a worthwhile investment.

No Claim Bonus (NCB)

Claim-free years earn you NCB discounts of up to 50% on renewal premiums. This reward system encourages safe riding and helps reduce long-term insurance costs significantly.

Disclaimer: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.

How to Claim

How to Claim Bajaj Pulsar ?

How to Claim

Step 1

Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your mobile app account.

Step 2

Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.

Step 3

You could also use the mobile app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.

Step 4

Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).

Step 5

Get repairs done at the network garage and have the expenses covered by us.

Step 1

Notify us immediately after the incident to begin the claim process. You can do this via phone 022-48903009 (Paid) or online on our website.

Step 2

Choose any garage for vehicle repair and retain the original invoice and receipts.

Step 3

Pay for the repair upfront and collect all payment receipts for submission to the insurer.

Step 4

Submit the claim form along with invoices, receipts and necessary supporting documents.

Step 5

Receive reimbursement for the repair costs after claim approval from us.

Insure the Best Parts of Bajaj Pulsar

With its muscular build and streetfighter stance, the Pulsar has carved a niche among enthusiasts. Its bold aesthetics and dynamic handling make it a timeless favorite for riders who value style and substance. If you’re new to riding and accidentally scratch or dent your bike, insurance can save you from hefty repair bills.

The liquid-cooled engine delivers thrilling performance and durability. However, high-performance bikes require extra care, especially during monsoons or rough terrain rides. If your bike suffers damage from water exposure or accidental falls, comprehensive insurance will cover repair costs and keep your Pulsar running smoothly.

Despite its sporty nature, the Pulsar offers excellent handling for city traffic and highways. Its perimeter frame and advanced suspension ensure stability at high speeds. But riding in congested traffic or slippery roads can lead to accidents. Insurance coverage helps you manage repair expenses for damages caused during such conditions.

The Pulsar enjoys strong resale demand thanks to its performance reputation and Bajaj’s wide service network. Maintaining this value requires genuine parts and quality repairs, which can be costly without insurance. Partnering with a trusted insurer ensures your bike gets authentic replacements and high-standard servicing.

Bajaj Pulsar - Models and Prices

Model	Engine	Price (Ex-showroom)
Bajaj Pulsar NS200	199.5 cc	₹ 1,42,067
Bajaj Pulsar N160	164.82 cc	₹ 1,14,840
Bajaj Pulsar 125	124.4 cc	₹ 82,420
Bajaj Pulsar NS400Z	373 cc	₹ 1,94,061
Bajaj Pulsar NS125	124.45 cc	₹ 92,671
Bajaj Pulsar NS160	160.3 cc	₹ 1,21,837
Bajaj Pulsar 150	149.5 cc	₹ 1,10,120
Bajaj Pulsar N250	249 cc	₹ 1,34,758
Bajaj Pulsar RS 200	199.5 cc	₹ 1,72,857

Disclaimer: The prices mentioned are subject to change. Please refer to official websites for updated information.

Key Takeaways

Getting insurance for your Bajaj Pulsar isn’t just smart, it’s mandatory. The Motor Vehicles Act of 1988 requires every bike owner to have basic coverage. Riding without it can lead to fines up to ₹4,000 or even 3 months in jail. Insurance keeps you legally compliant and financially protected.

Your Pulsar is a high-performance bike with valuable parts. IndusInd bike insurance (formerly Reliance bike insurance) protects you from accidents, theft, and natural disasters. Choose from third-party or comprehensive plans with add-ons like engine protection.

Buying insurance is quick and affordable with IndusInd General Insurance (formerly Reliance General Insurance). Get a policy online in minutes, starting at ₹19/day*. Enjoy cashless repairs at 11,000+ garages* and claim surveys within 24 hours. NCB discounts up to 50%* help you save more.

Ride confidently with IndusInd General Insurance. Whether it’s a short commute or a long ride, your Pulsar stays protected with reliable coverage from one of India’s most trusted insurers.

Authors - Brand Bike

IndusInd General Insurance

Aapke Protection ka All-rounder

IndusInd General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.