Hyundai i20 Car Insurance
The Hyundai i20 is a premium compact car that blends premium styling, advanced technology and reliable performance. It comes inbuilt with a Bose sound system and Bluelink, offering cutting-edge connectivity for a smooth driving experience.
Imagine driving to work in your Hyundai i20 and a minor collision occurs, damaging the bodywork. Without proper insurance and the right coverage, the repair costs can quickly add up and wreck your budget. An all-inclusive car insurance is the solution as it covers accidents, repairs and replacements of pricey components, allowing you to get back on the road as quickly as possible.
IndusInd General Insurance (formerly Reliance General Insurance) offers tailored Hyundai i20 insurance solutions. File claims through videos, get quick quotes, and customise your policy with add-ons through our IndusInd Insurance app.
You can do this by partnering with IndusInd General Insurance. You can quickly buy your policy online and save it on your phone via the IndusInd Insurance app. This way, you’ve always got your insurance papers with you.
IndusInd General Insurance (formerly Reliance General Insurance) gives you access to a large network of garages, add-ons, and an online support system to file claims quickly, all of which will give you the optimum coverage for your Hyundai i20.
Why do you need Hyundai i20 insurance?
Legal Mandate
All car owners in India must compulsorily have third-party insurance. Driving your Hyundai i20 without a proper insurance plan could result in fines of ₹2,000 to ₹4,000 and even three months' imprisonment. Our comprehensive car insurance plan will cover this need and provide coverage for any self-damage.
Repairs Expenses
Your i20 has a solid build and has been tested extensively, adding to its durability. However, if it gets damaged, the repairs can be expensive, making it important to protect your investment. Our insurance policies will cover all repair costs, from minor dents to major damage. Save your money and get your car repaired at the same time.
Includes Vehicle Theft
Your car is expensive, and theft is a real risk. If your car cannot be recovered, car insurance will compensate you based on your IDV. Additionally, a return to invoice add-on can reimburse you the full invoice amount for your car. This financial safety saves you the stress of being stranded without a vehicle and having to get another car.
Protects Against Natural Disasters
Natural disasters like floods, earthquakes, and cyclones can occur unexpectedly, often resulting in severe damage to your car and its parts. Our i20 car insurance price will include reimbursement for necessary repairs and replacements. Furthermore, choosing a rider like engine protection will keep your i20 engine in top condition.
Covers Fire and Related Incidents
If you live in an area prone to fires or lightning, having car insurance is necessary to get coverage against expensive repairs. Fire can destroy your car in minutes, but our policies will pay you for its repair or replacement costs. This is an essential protection for your car that ensures quick recovery from such incidents.
Network Garages and Replacement Parts
It would be easy to get your Hyundai i20 repaired at any garage, but it would be difficult to get genuine, quality parts. Faulty or low-quality parts can cause more damage to your car than good ones. Our network garages allow you to make cashless claims and receive quality services.
Types of Hyundai i20 Car Insurance Plans
Comprehensive Car Insurance
This is a complete car insurance plan that covers damage to your car due to accidents, floods, fire, theft, and also damage caused by you to third parties. Get full protection for your car and get paid for the costs of damage repair. Besides a personal accident cover for the driver, there are over 15 plus* riders to add on to the policy to enhance the protection
Pay As You Drive Car Insurance
The Pay As You Drive insurance is a flexible plan that lets you pay based on how many kilometres you drive. Choose between a kilometre range of 2,500 to 10,500 kilometres* for a year and get a 125 kilometres* as a buffer. Perfect for driving short distances in the city, you can also carry forward and top up the kilometres.
Third Party Car Insurance
A mandatory insurance, per Indian law, the Third Party Car insurance handles damage to property or person caused by your car. You get fixed premium rates (fixed by the IRDAI) and can select a long-term three-year* policy to avoid yearly renewal fees. Our premiums start at ₹2094* monthly, and our personal accident cover is available up to ₹15 lakh*.
Own Damage Car Insurance
The Own Damage Car insurance is a standalone policy to supplement a Third-Party insurance. It covers damage to your car caused by accidents, natural and man-made disasters, fire and theft. Choose a plan duration as short as 1 month or as long as 1 year*, and get access to 11,000+ network garages.
IndusInd General Insurance offers customisable Hyundai i20 insurance at ₹238* monthly premium. Get up to 50% NCB discounts, 15 plus add-ons and a wide network of garages across the nation.
Disclaimer: Please refer toa your policy documents for more information.
Disclaimer: Get the complete details of your inclusions and exclusions from your policy documents.
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Hyundai i20 Insurance Add-On Covers
Add-ons are optional coverages for your insurance that cover specific expenses or damages. These are perfect to enhance the protection of your base policy. For instance, a zero depreciation rider will cover costs of repair without deducting costs for depreciation.
Nil Depreciation Cover
Money Saver
Replace the damaged parts of your car at full cost, without deducting depreciation. This rider saves you a significant amount of money, especially for expensive components, while maintaining the overall value of your car.
Pay As You Drive
Money Saver
The Pay As You Drive add-on lets you add the kilometres you will drive your car and pay a premium accordingly. This usage-based add-on allows you to save money and carry forward leftover kilometres to the next year.
Return to Invoice Cover
Money Saver
The RTI or Return to Invoice cover will pay the full value of your car if there has been a total loss due to severe damage or theft. You get paid the full value of the car that you originally paid for with minimal loss.
Engine Protection Cover
Extra Car Protection
The Engine and Gearbox Protection rider covers the expensive repair costs of the engine and gearbox of your car. It pays for the damage caused by lubricant oil and water leakage, which are not covered by the base policy.
Tyre Protection Add-On Cover
Extra Car Protection
Car tyres are expensive; you must protect them with the tyre protection add-on. It includes the costs of replacements and repairs, to ensure your car tyres are always in optimal condition and less accident-prone.
Key and Lock Replacement
Extra Car Protection
Get the costs of replacing your car keys due to damage or theft with a dedicated add-on. Modern keys are advanced, high-tech, and expensive to replace or repair, and this specific add-on can help minimise out-of-pocket costs.
Consumable Expenses Add-On Cover
Money Saver
The consumable expenses rider covers the cost of replacing or repairing small parts of the car, such as the nuts, bolts, lubricants, and grease. These minor expenses are typically not covered by the base car policy.
RIM Protection Add-On Cover
Extra Car Protection
The Rim Protection add-on protects the expensive, custom rims of your cars. If you opt for this rider, you will get reimbursement for the repairs or to replace your car tyres or rims due to normal wear and tear or extreme damage.
24/7 Roadside Assistance
Extra Car Protection
Get round-the-clock assistance if your car breaks down and you are stranded. This add-on will provide towing service, tyre replacement, on-site repairs, battery jump-starts, and help you get into your car if you get locked out.
Loss of Personal Belongings
Extra Car Protection
The loss of personal belongings add-on will reimburse you if your belongings are stolen from your car. The reimbursement amount is limited to, but covers, the cost of stolen laptops, mobile phones, or bags worth more than ₹5,000*
Daily Allowance Benefit
Money Saverl
Get a fixed daily payout for transport expenses if your car is in a network garage for repairs for more than three days. The allowance will cover the cost of daily commutation and save you the stress of transport costs.
EMI Protection Cover
Money Saver
If your car is in for repairs for a long time and you are paying its EMIs, the EMI protection cover will take care of it. Save yourself from falling behind on financial payments and get this add-on to keep your payments going.
No Claim Bonus (NCB) Retention
Money Saver
The No Claim Bonus (NCB) add-on will let you keep or retain your NCB reward even when you make claims. You can make two claims* in a year while retaining your NCB discounts, thereby saving on future premium payments.
Voluntary Deductible
Money Saver
Pick a fixed amount to pay yourself during claims and lower your i20's yearly premium significantly. A smart choice for careful drivers who rarely make claims and want to save more money.
Replacement Car
Extra Car Protection
Don't let repair time disrupt your busy day. Get a temporary car while your i20 is in the garage so your office runs, school drops and daily errands stay completely on track always.
Preferred Network Garage Benefit
Extra Car Protection
Get your i20 repaired at a top trusted garage with priority service every time. Enjoy faster repairs, quicker claim approvals and less paperwork so you get your car back much sooner.
Hospital Cash Cover
Extra Car Protection
Got hospitalised after an i20 accident? Get daily cash support to easily handle room charges, medicines, test fees and meals so money is never a worry during your full recovery.
Factors Affecting Hyundai i20 Car Insurance Premium
Premiums on your Hyundai i20 are set based on several factors. Understanding these key factors will help you save costs and make informed decisions.
Car’s IDV
The Insured Declared Value of a car is calculated by deducting depreciation from its market value. Top models would have higher IDVs and stronger resale values. Select the appropriate IDV to ensure you get fair compensation while balancing coverage and costs.
Coverage Type
Your insurance premium will depend on third-party (basic liability) or comprehensive (full protection) coverage. A comprehensive plan will suit the feature-packed Hyundai i20, offering broad protection against theft, damage or calamities.
Add-On Covers
Buying add-ons, like roadside assistance or zero depreciation, can give your i20 extra security. While these might increase your premium slightly, they will save you costs on repairs and safeguard against unforeseen events.
Make and Model of the Car
Your i20’s make, model, and variant influence its premium due to factors like engine capacity, safety ratings and repair costs. The car’s efficiency, strong build and anti-theft features qualify it for competitive rates.
History of Claims
If you have not made any claims on your insurance, you can get a No Claim Bonus (NCB), which will lower your premium. The higher the claims made on your car, the higher your premium will be.
Installation of Security Devices
Hyundai’s i20 comes with several security features, lowering its theft probability and reducing premiums. Cars that are more secure typically have lower premiums as they are less prone to accidents and damage.
Hyundai i20 Key USPs
Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Hyundai i20 - Models and Prices
Hyundai i20 is available in multiple variants, each known for its reliability, fuel efficiency and elegant design. the Hyundai i20 continues to be a favourite among car buyers.
Model | Price (as of August 2026) |
|---|---|
Magna Executive | ₹6.87 lakh |
Magna | ₹7.12 lakh |
Sportz | ₹7.75 lakh |
Sportz DT | ₹7.84 lakh |
Magna IVT | ₹8.13 lakh |
Sportz OPT | ₹8.28 lakh |
Sportz OPT Knight | ₹8.37 lakh |
Asta | ₹8.62 lakh |
Sportz IVT | ₹8.76 lakh |
Asta OPT | ₹9.15 lakh |
Sportz OPT IVT | ₹9.20 lakh |
Asta OPT DT | ₹9.31 lakh |
Asta OPT IVT | ₹10.34 lakh |
Asta OPT IVT DT | ₹10.43 lakh |
Asta OPT IVT Knight | ₹10.44 lakh |
Disclaimer: The prices here will change depending on your city, model, manufacturing year, and dealership selling it. All prices have been taken from here.
Key Takeaways
Whether you drive your Hyundai i20 to work or for quick weekend getaways, its premium interior and loaded security features are unmatched. The hatchback comes with airbags and ADAS elements for safety, but Indian roads are unreliable. Sudden accidents, theft, or damage from natural disasters are highly likely.
Having car insurance is essential for your Hyundai i20. Get the best i20 insurance prices with IndusInd General Insurance (formerly Reliance General Insurance), featuring affordable premiums, 24/7 customer support and extensive riders. We will protect your car against accidents, fires, explosions, theft and even third-party liability. .
Our wide network of 11,000* garages will provide you with car service wherever and whenever you need it. Get quick claims settlements with the IndusInd Insurance app video feature that allows you to record your damaged car. In a country with high road fatality rates, protect your i20 and earn discounts, bonuses and competitive rates of premium.
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